Job Description

Who We Are:
Crossroads Equipment Lease & Finance, LLC, is a wholly owned subsidiary of the Velocity Vehicle group, one of California’s largest commercial vehicle dealers. Established in 2006, and based in Rancho Cucamonga, California, Crossroads engages in the business of commercial medium and heavy-duty truck financing and leasing. We offer operating and finance leasing as well as direct financing to our commercial customers. Crossroads has experienced dynamic growth, expanding our portfolio and developing relationships with transportation companies that have locations outside the state of California, expanding our finance products to all states to service these customers.

What’s in it for You:
Crossroads is a fast paced and growing organization that is looking for candidates that are ready for a daily challenge and cannot wait to provide superior customer service both internally and externally. VVG offers fantastic Culture as well as competitive pay, 401K W/Match, Medical, Dental, & Vision benefits.
What You’ll Do:
Lead and manage the Company's financial planning and analysis function. This role is responsible for developing and maintaining the budgeting, forecasting, and long-term planning modeling processes, management reporting and variance analysis, partnering with the business to evaluate performance, and managing the analytical frameworks, models, and KPIs that support the organization's overall financial objectives.

Job Duties:
Budgeting and Forecasting
• Lead the annual term budgeting process and ongoing reforecasts across the organization.
• Develop and maintain the long-term financial plan, including scenario and sensitivity analyses, and progress update reporting.
• Partner with department leaders to build bottom-up budgets and challenge underlying assumptions.
• Own the Company’s allowance for loan losses (CECL loss reserves) forecasting process leveraging the PD/LGD framework; be primary liaison with the external accountants around the CECL audit process.

Management Reporting and Variance Analysis
• Produce monthly and quarterly management reporting packages for senior leadership and the board.
• Analyze actual results against budget, forecast, and prior year; identify drivers and recommend corrective actions.
• Deliver clear, concise commentary that translates financial results into business insight.

Business Partnering
• Serve as a trusted finance partner to department and functional leaders across the organization.
• Support strategic initiatives with financial analysis, business case development, and ROI evaluation.
• Translate operational drivers into financial outcomes and communicate trade-offs to non-finance stakeholders.

Financial Modeling and Analytics
• Build and maintain driver-based financial models supporting forecasting, planning, and decision-making.
• Develop KPIs and dashboards that provide visibility into financial and operational performance.
• Lead ad hoc analyses on pricing, profitability, cost structure, and capital allocation.

Systems and Process Improvement
• Own and enhance the planning, forecasting, and reporting tools used by the FP&A function.
• Drive automation and standardization of recurring reporting and forecasting processes, partnering with Accounting and IT to ensure data integrity between source systems and FP&A outputs.
• Drive the use of AI tools across the company to maximize automation, efficiencies, and business insight; serve as one of the Company’s AI SMEs.

Governance and Controls
• Ensure planning, forecasting, and reporting processes adhere to internal controls and company policies.
• Develop and maintain FP&A policies, procedures, and documentation to uphold best practices and ensure consistency across cycles.
• Build out repeatable, controlled forecasting processes maximizing the use of the Company’s IT infrastructure.

Team Leadership
• Lead and mentor the senior FP&A analyst, providing guidance, coaching, and fostering a collaborative work environment.
• Work collaboratively with department leaders across the Company, providing data and modeling assistance as needed.
• Be a respected and trusted partner with senior management for all things Finance.

Required Skills and Qualifications:
• Proven experience (8+ years) in FP&A, corporate finance, or related roles.
• Strong understanding of financial statements, GAAP fundamentals, and budgeting and forecasting methodologies.
• Advanced proficiency in Excel.
• Experience building and maintaining complex business models.
• Bachelor's degree in Finance, Accounting, Economics, or a related field (Master's/MBA preferred).
• Excellent analytical, problem-solving, and decision-making skills.
• Effective communication and interpersonal abilities to liaise with internal teams and external partners.
• Detail-oriented with the ability to manage multiple tasks in a fast-paced environment.
• Strong business acumen with the ability to translate financial analysis into actionable recommendations for non-finance stakeholders.

Compensation:
• $145,000-$165,000 depending on experience + Bonus
Benefits Crossroads Offers:
• Fantastic Culture
• 401k + match
• Health, Dental & Vision Insurance + HSA & FSA
• Employer paid Life Insurance
• Paid Vacation Days
• Sick Leave
• Company perks such as employee discounts, company events and training programs
• Excellent Training and Career Advancement Opportunities

Crossroads Equipment Lease & Finance, LLC is an equal opportunity employer. Crossroads prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law.