Job Description

ABOUT INKOMOKO

Inkomoko supports entrepreneurs to grow their businesses in order to improve livelihoods, create jobs, and help communities thrive.

In 2026, Inkomoko was listed by the Financial Times as the 5th fastest-growing company in Africa, supporting entrepreneurs across East and Central Africa to grow thriving businesses and build inclusive, resilient economies.

Founded in 2012, Inkomoko has worked with more than 100,000 entrepreneurs, including thousands of refugee entrepreneurs. Inkomoko provides a combination of training, consulting, access to finance, and market-level systems change. We are the largest investor to refugee entrepreneurs in Africa.

Inkomoko has 900+ staff in 50 offices across Chad, Ethiopia, Kenya, Rwanda, and South Sudan. Through Inkomoko’s 2030 strategic plan, we are adding 3 additional countries to serve more than 550,000 entrepreneurs and growing our $30M loan fund to impact 7M lives.

INKOMOKO VALUES

All staff at Inkomoko are connected to a shared set of organizational values:

• Purpose: be solutions-oriented, produce high-quality work, and be a global leader.
• Achievement push yourself to reach beyond what you previously thought possible.
• Improvement: be humble, engage in continuous growth through open & accurate feedback
• Bravery: willing to take risks, create a safe space for others, be compassionate, and inclusive.
• We Eat Goat: we celebrate success and support each other in hard times. We do this work together in the spirit of turikumwe, tuko pamoja, abren nen, Kula na sawa, On est ensemble.

Inkomoko is an affirmative action/equal opportunity employer. Refugees, women, and persons who reflect the diverse communities we serve are strongly encouraged to apply.

ABOUT THE ROLE & RESPONSIBILITIES

We are looking for a Fineract Developer to join our Software Design & Development team.

The role will have a strong focus on Apache Fineract / Core Banking System (CBS) development and customization, while also contributing to Inkomoko's wider internal systems, integrations, client-facing applications, and digital transformation initiatives.

We are looking for an engineer who can work beyond a single application — someone who understands how Fineract, APIs, integrations, enterprise systems, data and digital channels work together as a platform.

Key Responsibilities

Internal Systems Development & Customization — 50%

• Develop, customize, configure and support Apache Fineract/CBS, including lending and financial services capabilities.
• Develop and enhance internal applications and solutions that automate and digitize Inkomoko processes.
• Customize and integrate Odoo ERP, Fineract/CBS and other enterprise systems, working with internal teams, vendors and consultants.
• Develop APIs and integrations between Inkomoko systems and third-party platforms.
• Troubleshoot, test, upgrade and maintain existing applications and services.
• Contribute to an API-first and event-driven architecture, including services and integrations built around the CBS.
• Work with technologies such as Java, Spring Boot, REST APIs, Kafka and relational databases.
• Work with the Agile team to plan and deliver projects within agreed timelines and priorities.
• Proactively identify technical risks, dependencies and potential delivery issues.

Client-Facing Solutions & Application Development — 30%

• Develop and enhance client-facing digital solutions, including web, mobile, IVR and other channels.
• Build solutions that are simple, accessible and effective for users with varying levels of digital literacy and connectivity.
• Develop internal applications that improve staff productivity, communication and operational efficiency.
• Build integrations that enable Inkomoko technology platforms to communicate reliably with each other.
• Work with Business Analysts, Product Managers and Project Managers to understand user needs and translate them into effective technical solutions.
• Apply Human-Centered Design principles when developing client and staff solutions.

Technology & Data Support — 20%

• Support reliable data flows across operational systems and the data platform.
• Work with the Data Engineering team to ensure quality data flows from systems such as KoboToolbox through operational databases and into reporting and analytics platforms.
• Troubleshoot ERP, CBS, application and integration issues.
• Coach and mentor junior developers and support the broader technology team.
• Identify opportunities to improve systems, processes and engineering practices.
• Provide other technical support as required.

Requirements

WHO WE ARE LOOKING FOR

• Bachelor's degree in Computer Science, Software Engineering, Information Technology or a related field.
• 3+ years of professional software development experience.
• Hands-on experience with Apache Fineract, preferably developing or customizing Fineract in a production environment.
• Strong Java and Spring/Spring Boot development skills.
• Experience building and integrating REST APIs.
• Good SQL and relational database skills.
• Experience with Git, automated testing and software development lifecycle practices.
• Demonstrated ability to troubleshoot and support production systems.
• Good understanding of Agile software development.

Key competencies:

We are looking for someone who:

• Instills Trust - Follows through on commitments, builds credibility by being direct and truthful, and shows genuine care for staff members.
• Acts with Courage - Steps up to address difficult issues and speaks openly with bravery; takes the initiative to pursue new opportunities; takes full ownership of own work
• Makes Informed Decisions - Seeks relevant data and input when needed, takes appropriate action within their area of responsibility, and knows when to escalate.

Benefits

WHAT YOU’LL GET

This role is inside a high-growth, mission-driven social enterprise. By joining, you’ll access:

• Meaningful work that directly contributes to sustainable livelihoods and job creation across East and Central Africa.
• Competitive salary, and potential Performance-based bonus
• Incredible company culture, with opportunities for learning and growth
• Diverse colleagues across the region, and policies that demonstrate commitment to equity and inclusion
• A dynamic and entrepreneurial team environment committed to innovation and social impact
• Health insurance for self and family
• Staff savings and provident fund negotiated bank rates for long-term employees
• Generous annual leave, parental leave, and sabbatical options.

TO APPLY

If you’re excited about this role, please submit your CV and tell us why you are the right fit for this opportunity.

Application Deadline: 1st September 2026

Inkomoko is committed to justice, diversity, equity, and inclusion. As we seek to reflect the communities we serve, refugees and women are strongly encouraged to apply. As a company, we have policies that ensure fair treatment in the application process.

NB: Only shortlisted candidates will be contacted. Employment is conditional upon successful background checks and other verification as needed.

All offers of employment will be subject to satisfactory references and background screening checks. Inkomoko also participates in the Inter Agency Misconduct Disclosure Scheme In line with this Scheme, we will request information from job applicants’ previous employers about any findings of sexual misconduct, fraud, or abuse. By applying, the job applicant confirms his/her understanding of these recruitment procedures.