Penske Automotive Group

Financial Services Consultant

Penske Automotive Group  •  $140k - $300k/yr  •  Santa Ana, CA (Onsite)  •  3 hours ago
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Job Description

Crevier BMW, a Penske Automotive Group dealership, is looking for an experienced Financial Services Consultant to join our team and deliver extraordinary customer experiences.

JOIN OUR TEAM

At Penske Automotive Group (PAG), we strive to create a positive and challenging workplace that promotes excellence and achievement, and we aim to deliver the very best experience possible to our customers. We are looking for dedicated and motivated professionals who share that same passion to join our team.

Imagine working in a professionally and financially satisfying job where you have the opportunity to make a positive impact on our organization and customers every day. As a Financial Services Consultant, you will help our customers to understand and select the best finance, insurance, and aftermarket options and products available for their vehicle, and process all deals accurately and properly for an excellent customer experience.

Pay for this position is minimum wage plus commission. The expected pay is $140,000-$300,000 per year.

WHAT WE HAVE TO OFFER

  • Fortune 500 company, consistently recognized by Automotive News as among the "Best Dealerships to Work For."
  • Proudly named to Glassdoor's Best Places to Work
  • Comprehensive benefits program, including health care options (medical, dental and vision) and 401k savings and retirement plan with company match.
  • Training, resources and opportunities for career growth and advancement, tailored to individual performance, experience and interests.
  • Values-driven culture built on integrity, professionalism, excellence and teamwork.

WHAT WE ARE LOOKING FOR

  • Genuine interest in providing an exceptional customer experience.
  • Friendliness, enthusiasm, reliability, with a positive "team-player" attitude.
  • Excellent communication, interpersonal and organizational skills.
  • Strong work-ethic with the ability to work in a fast-paced, results-driven environment.
  • Knowledge of current finance, insurance and aftermarket products, with at least one year of recent dealership experience.
  • Strong mathematical and analytical skills relevant to calculations of new and used vehicle finance options.

WHAT YOU CAN BRING TO THE TABLE

  • Commitment: Ensure our customers have a world-class car-buying experience at every step along their sales journey.
  • Excellence: Provide an unparalleled level of knowledge and expertise to help customers find the finance, insurance, and aftermarket products they're looking for.
  • Communication: Educate and update the sales team with current information about finance and lease programs, as well as the benefits of financing, insurance and extended service programs.
  • Accountability: Understand and comply with all regulations that affect new and used vehicle finance departments, and process finance and lease deals accurately, fairly and in accordance with local, state and federal statutes, as well as company policies.
  • Initiative: Establish and maintain positive working relationships with multiple finance and insurance sources, including manufacturers, to provide a wide range of competitive options for our customers.

APPLY WITH US!

If you are ready for a rewarding career with competitive compensation and benefits, and opportunities to excel and advance, consider joining the Penske Automotive Group organization. Our interview process typically includes a phone interview, several in-person interviews, background check, reference check, driving record review and a drug screen. Be a part of the best customer experience team in the automotive industry... apply with us today!

Penske Automotive Group is an equal opportunity employer and maintains a drug- and alcohol-free workplace. Some positions may require applicants to possess a valid driver's license and have a good driving record.

Qualifications

Competencies

  • Ability to sell products and services in a professional and ethical manner
  • Ability to understand, keep abreast of, and comply with federal, state, and local regulations that affect the new and used vehicle and finance departments
  • Ability to facilitate and/or conduct technical training to other employees
  • Computer proficient
  • Exceptional communication skills, both oral and written, with the ability to effectively communicate via face-to-face, phone, or by other means of communication
  • Ability to define problems, collect data, establish facts, and draw valid conclusions
  • Ability to process data and organize it for management analysis
  • Ability to add, subtract, multiply, and divide in all units of measure, using whole numbers, common fractions, and decimals
  • Ability to compute rate, ratio, and percent and to draw and interpret bar graphs
  • Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume
  • Ability to understand and follow work rules and procedures
  • Ability to apply common sense understanding to carry out instructions furnished in written, oral, or diagram form
  • Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions
  • Ability to work independently and to carry out assignments to completion within parameters of instructions given, prescribed routines, and standard accepted practices
  • Ability to interact well with others and be a positive influence on morale of department, dealership, and organization

Supervisory Responsibility

N/A

Work Environment/Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job.

Light Work- lifting no more than 20 pounds at a time and/or frequent lifting or carrying of objects weighing up to 10 pounds

This position requires a good deal of walking or standing, or this position could involves sitting most of the time with some pushing and pulling of arm or leg controls

This position requires the ability to climb, push, pull, stoop, kneel, reach, grasp

This position involves repetitive motion

This position requires the ability to talk and hear

This position is primarily located in an office environment, with heating and air conditioning

Position Type/Expected Hours of Work

Works evenings, weekends, and holidays as required.

Required Education and Experience

Associate's degree (A.A.) or equivalent; and two to three year's related experience and/or training; or equivalent combination of education and experience.

Preferred Education and Experience

Bachelor's degree in Business, Account or Finance or equivalent; and three to five years related experience and/or training; or equivalent combination of education and experience

Additional Eligibility Qualifications (Certification/Licenses/Registrations)

AFIP Certification is preferred but not required

Job Overview

Summary/Objective

The Financial Services Consultant produces additional revenue for the dealership by selling finance and insurance programs and other appropriate after-sale items to new and used vehicle customers. Works directly with our employees and customers to develop relationships and help bridge disconnects in the sales process.

Essential Functions

  • Sells finance and insurance products to customers
  • Builds rapport with customers to build a base of referrals to establish customer network
  • Maintains impeccable reputation with lenders
  • Produces and submits paperwork for title work and secures funding from finance sources in a timely manner
  • Provides customers with thorough explanation of aftermarket products and extended warranties
  • Provides customers with complete explanation of manufacturer and dealership service procedures and policies
  • Develops and monitors guidelines for working with customers to ensure maximum customer satisfaction
  • Processes finance and lease deals accurately, fairly, and in accordance with local, state, and federal statutes, and company policies
  • Conducts business in an ethical and professional manner
  • Processes all federal, state, and dealer paperwork related to vehicle transaction
  • Understands and complies with all federal, state, and local regulations that affect the new and used vehicle and finance departments
  • Completes paperwork necessary for vehicle sales and leases in a timely and efficient manner
  • Checks all paperwork for, including but not limited to, correct title, lien information, taxes, and consumer information before forwarding to accounting
  • Acquires and maintains current state insurance license, completing continuing credit insurance education
  • Maintains insurance files
  • Develops and monitors guidelines for working with customers to ensure maximum customer satisfaction
  • Maintains an adequate and current supply of all required contracts and paperwork needed for completion and finalization of car deals
  • Ensures work areas and customer waiting areas are kept clean
  • Follows all attendance and punctuality standards with adherences to timekeeping standards
  • Follows the Code of Business Ethics and Conduct
  • Understands and follows all work rules and procedures and follows lawful directions from supervisors
  • Upholds the company's non-disclosure and confidentiality policies and agreements
  • Maintains a professional appearance for self and subordinates in accordance with company policy
  • Attends pertinent training on request
  • Attends company meetings as required
  • Other duties as assigned

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

EEO Statement

The Company is committed to hiring a diverse and qualified workforce. We will not consider any characteristic or category protected by state or federal law in hiring or employment decisions, including but not limited to race, national origin, color, religion, sex, sexual orientation, gender identity, disability, age, status as a parent, or genetic information.

Safety Sensitive Position

No

Pay Transparency

Pay for this position is minimum wage plus commission. The expected pay is $140,000-$300,000 per year.

Penske Automotive Group

About Penske Automotive Group

Penske Automotive Group, Inc., (NYSE: PAG) headquartered in Bloomfield Hills, Michigan, is a diversified international transportation services company and one of the world's premier automotive and commercial truck retailers. PAG operates dealerships in the United States, the United Kingdom, Canada, Germany, Italy, and Japan and is one of the largest retailers of commercial trucks in North America for Freightliner. PAG also distributes and retails commercial vehicles, diesel and gas engines, power systems, and related parts and services principally in Australia and New Zealand. Additionally, PAG owns 28.9% of Penske Transportation Solutions ("PTS"), a business that manages one of the largest, most comprehensive and modern trucking fleets in North America with over 431,000 trucks, tractors, and trailers under lease, rental, and/or maintenance contracts and provides innovative transportation, supply chain, and technology solutions to its customers.

Penske Automotive Group is a member of the S&P 400 Mid Cap Index, Fortune 500, Russell 1000, and Russell 3000 indexes. PAG has repeatedly had numerous stores voted in the top 100 as Automotive News’ Best Places to Work For - 35 locations in 2021, 46 locations in 2022 and 44 locations in 2023.

Industry
Automotive & Mobility
Company Size
1,001-5,000 employees
Headquarters
Bloomfield Hills, Michigan
Year Founded
Unknown
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