Job Description

Financial Planning Officer

Central Trust Company provides world-class “fee-only” wealth management solutions, including: investment management, fiduciary services, retirement, estate and tax planning services; all free from conflicts of interest. We pride ourselves on providing legendary client service, being mindful of our Midwest values and never forgetting our roots, dating back for more than 120 years.

As a Financial Planner, you will be the strategic guide for clients navigating life’s financial milestones. From retirement planning to education funding, you will craft personalized roadmaps that help individuals and families achieve long-term financial security. You will work closely with clients and their Central Trust service team, to uncover needs, offer expert advice, and deliver comprehensive planning solutions that align with their goals and values.

Job Duties

• Client Engagement & Planning:
• Conduct in-depth discovery meetings and financial situation assessments
• Create customized financial plans covering retirement, education, insurance, estate, and tax strategies
• Present recommendations in a clear, actionable format
• Revisit planning regularly with clients, serving as a financial coach and resource at all life stages, cultivating long-term relationships through trust and transparency
• Responsible for managing and retaining all relationships and accounts assigned.
• Team Collaboration:
• Be an internal advocate for the value of financial planning, working with client service teams to expand their current client relationships
• Serve as a knowledgeable resource for client service teams as financial questions arise, staying informed about trends and updates in the industry
• Compliance & Documentation:
• Ensure all planning activities meet regulatory and internal compliance standards
• Maintain accurate client records and planning documentation
• Uphold the highest standards of confidentiality and ethical conduct

Qualifications

• Qualifications
• Bachelor’s degree in Finance, Business, Accounting, or related field (CFP® designation preferred)
• Minimum 3–5 years of experience in financial planning or advisory services
• Strong understanding of financial planning principles, investment vehicles, and insurance products
• Excellent communication, interpersonal, and analytical skills
• Is comfortable collaborating with many different teams and roles