Job Description

Renmoney is on the lookout for a detail-oriented and results-driven Financial Planning & Analysis (FP&A) professional to focus on our Lending Stream. This role is essential in shaping the financial strategy, driving profitability, and enhancing performance across our lending products.

Responsibilities:

• Develop and maintain comprehensive financial models that project revenue, expenses, and profitability for the Loan Business.
• Conduct thorough cost-benefit analyses and performance reviews to guide decision-making related to loan offerings.
• Partner with product, marketing, and operations teams to align financial objectives and support strategic initiatives.
• Prepare detailed financial reports and dashboards for senior management, highlighting trends, forecasts, and key performance indicators.
• Analyze competitor activities and market conditions to provide insights that enhance loan product competitiveness.
• Contribute to budgeting and forecasting processes to ensure accurate financial planning for the Loan segment.
• Assist with ad-hoc analyses, projects, and presentations aimed at improving financial outcomes.
• Financial support - revenue simulation, case assessment, performance tracking (portfolio and vintage profitability)

Requirements

• 3-5 years of experience in FP&A in banking sector with lending products (personal loans, SME, micro loans, etc.)

• Strong skills in financial modeling, budgeting, and forecasting with proficiency in data analysis tools (Excel, SQL, or similar)
• Bachelor's degree in Finance, Accounting, Economics, or a related field
• Exceptional analytical skills, with a strong emphasis on quantitative methodologies
• Ability to effectively communicate financial insights to both finance and non-finance stakeholders
• Proven ability to manage multiple projects, meet deadlines, and adapt to changing business environments.

Benefits

• Flexible and completely remote full-time role

• The opportunity to work in an innovative fintech company with a global reach
• Distributed international team environment
• Impact: drive business decisions with data-backed insights and influence the development of cutting-edge products
• Growth: exposure to senior leadership and strategic initiatives.