Job Description

Role: Contract Financial Modeler (Excel)

Hours: 15–40 hours/week · Flexible, asynchronous work.

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This is a hands-on Excel financial modeling role. Build models from scratch (LBO, credit, ABL, ABS, or risk).
Not FP&A, reporting, dashboards, or BI tools.
If you are not a strong Excel model builder, this will not be a fit.
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We are partnering with a U.S.-based technology company building advanced AI systems focused on financial modeling and decision-making.

The goal is to train AI to think like real financial professionals — how models are built from scratch, how assumptions are structured, and how decisions are made using financial models.

This is a hands-on modeling role You will be expected to build detailed financial models in Excel and clearly explain your logic.

This is not a strategy, reporting, or BI role.

What This Role Is (and Is Not)

This role IS:

• Building financial models from a blank spreadsheet

• Structuring assumptions and drivers

• Linking full model logic (cash flow, debt, returns, scenarios)

• Explaining why a model works, not just producing outputs

This role is NOT:

• Dashboards, reporting, or data visualization

• Reviewing credit applications without modeling

• High-level strategy without hands-on modeling

• Using AI tools to generate models

Areas We Are Hiring For

You must have strong, hands-on modeling experience in at least one of the following areas:

(1) Credit & Lending Models

• Built 3-statement borrower models

• Cash flow-based lending and debt sizing

• Covenant modeling (DSCR, leverage, coverage ratios)

• Loan structuring and scenario analysis

(2) Private Equity (LBO Modeling)

• Built full LBO models from scratch

• Sources & uses, debt schedules, returns (IRR/MOIC)

• Operating models with sensitivities and exit scenarios

(3) Asset-Based Lending (ABL)

• Built borrowing base models (AR, inventory)

• Advance rates, eligibility, dilution

• Collateral-driven lending structures

(4) Structured Finance / Asset-Backed Securities (ABS)

• Built cash flow waterfall models

• Tranching, credit enhancement, loss assumptions

• Prepayment/default scenario modeling

(5) Risk & Portfolio Modeling

• Built scenario and stress-testing models

• Loss modeling (default, recovery, exposure)

• Portfolio-level analysis driven by model outputs

What You’ll Do

• Build financial models from scratch in Excel across different use cases

• Review and debug models built by others

• Identify incorrect assumptions, broken logic, and risks

• Analyze relationships across cash flow, debt, and returns

• Clearly explain financial logic and decision-making

• Translate real-world financial thinking into structured outputs

What Makes a Strong Candidate

• 2–10 years of experience in finance roles with heavy modeling exposure

• Proven ability to build models from a blank spreadsheet (no templates)

• Experience building decision-driving models (not just outputs or summaries)

• Strong understanding of how models are used in real financial decisions

• High attention to detail and model accuracy

• Strong communication skills (English required)

Not a Fit If

• Your experience is primarily:

  • Investment banking pitch decks or valuation comps

  • FP&A reporting or budgeting only

  • Credit review without building models

  • Dashboards, BI tools, or analytics workflows

• You have not built full financial models yourself

• You rely on templates, tools, or AI to generate models

• You are not comfortable explaining your work in detail

Interview Process (Important)

To ensure skills, all candidates will complete a ~3-hour take-home Excel modeling exercise

• The exercise is designed to reflect real-world modeling work

• It must be completed independently in Excel

• Candidates who are hired will be paid for this exercise

Please only apply if you meet the criteria above.