Job Description

BIL is a leading player in Luxembourg’s financial market. Founded in 1856 as the country’s first bank, BIL has contributed significantly to the development of Luxembourg’s social and economic landscape. Today, BIL operates across digital banking, wealth management and corporate finance, supporting individuals, entrepreneurs, businesses, and both private and institutional investors. Headquartered in Luxembourg, BIL employs more than 1,800 people and maintains a presence in key financial centers including Luxembourg, Switzerland, France and China.
As a major player in Luxembourg’s finance industry and as a signatory of the UN Principles of Responsible Banking, BIL is committed to handing over a responsible and sustainable bank to future generations.

One of the key missions of the Financial Crime Prevention (FCP) function
is to conduct independent and risk-based investigations to protect the Bank's
assets, reputation, and integrity, while ensuring compliance with Anti-Money
Laundering and Counter-Terrorist Financing (AML/CFT) regulatory requirements.

As a Financial Crime Prevention Analyst, you will play a pivotal
role in the detection, assessment, and investigation of potential financial
crime risks. This position requires strong regulatory knowledge, excellent
interpersonal skills, a genuine investigative mindset, and the ability to navigate
complex situations involving AML/CFT, reputational, tax, and other financial
crime-related risks.

Your next challenge:

• Review,
  assess, and investigate cases involving potentially suspicious activity
  and financial crime concerns.
  
• Conduct
  enhanced due diligence, background checks, adverse media reviews, and
  open-source intelligence research on prospects, clients, counterparties,
  and transactional parties.
  
• Analyze
  customer profiles, account activity, transaction flows, corporate
  structures, and supporting documentation to identify red flags and assess
  potential risks.
  
• Document,
  structure, and synthesize investigative findings, presenting
  well-supported assessment to the Compliance Incident Committee (CIC).
  
• Gather and
  compile all relevant information required for the preparation and
  submission of Suspicious Transaction Reports (STRs) to the Financial
  Intelligence Unit (FIU).
  
• Draft
  high-quality SARs/STRs based on comprehensive assessments of client
  activity, transactional behavior, and overall risk exposure.
  
• Act as a
  key liaison with the FIU and support responses to regulatory inquiries and
  requests.
  
• Collaborate
  closely with Compliance, Front Office, Credit, Operations, Legal, and
  other stakeholders to support investigations and manage financial crime
  risks.
  
• Keep
  abreast of evolving financial crime typologies, regulatory developments,
  and industry best practices.

Your skills:

• 3 to 5
  years of relevant experience in Financial Crime Compliance, AML/CFT
  Investigations, Compliance, Risk Management, or a related field.
  
• Proven
  experience dealing with financial crime matters, suspicious activity
  investigations, and high-risk client relationships.
• Strong
  understanding of AML/CFT regulations, financial crime typologies, and
  investigative methodologies.
  
• Knowledge
  of banking activities, legal structures, financial products, and client
  relationships is considered a strong asset.
  
• Previous
  experience in Front Office, Credit, Client Relationship Management, or
  other banking functions would be highly valued.
• Fluency in English
  and French is mandatory.
  
• Knowledge
  of any additional European language would be considered an asset.
  
• Proficiency
  in Microsoft Office applications.
• Strong
  investigative mindset with a genuine interest in conducting research and
  uncovering complex financial crime patterns.
  
• Excellent
  analytical and critical thinking skills with the ability to connect
  information from multiple sources and formulate reasoned conclusions.
  
• Strong
  synthesis and report-writing abilities.
  
• Curiosity,
  resilience, sound judgment, and the confidence to challenge when required.
  
• Strong
  communication and stakeholder management skills.
  
• Ability to work
  autonomously while also contributing effectively within a team
  environment.
  
• Highly
  organized, proactive, and capable of managing multiple priorities under
  pressure.
  
• Detail-oriented
  with a strong sense of integrity, discretion, and accountability.
  

BIL offers a broad range of challenging projects and a huge choice of career paths .We will assist you in finding the one that best meets your skills and expectations. Your personal development is our priority and we greatly encourage you to dive into different business areas for the broadest possible experience.
BIL is firmly of the opinion that diversity & inclusion contribute towards increasing the collective performance of the Bank. We are committed to creating a culture of inclusion that encourages individual development with equal opportunities for all.

NB: The selected candidate will be asked to provide an extract from the criminal record (no.3) as evidence of integrity and justified with regard to the specific needs of the position to be filled. Other documents will be collected, to the extent legally permitted, to perform background checks.