Job Description

The Financial Crime Compliance Specialist is part of the Financial Crime Compliance (FCC) Advisory team, within the broader FCC function reporting to the Head of Compliance & AML.

The FCC Advisory team provides specialist advisory support to all business lines (Retail and Wholesale Banking) and Senior Management, contributing to the definition and implementation of regulatory requirements across the Bank’s policies, processes, procedures and control framework, in collaboration with the relevant Financial Crime Compliance functions at Head Office.

The team is responsible for monitoring and interpreting applicable anti-money laundering legislation and regulatory provisions, defining AML risk governance policies, assessing the money laundering risk associated with new services and products, supporting enhanced due diligence processes, and contributing to the preparation of the AML training plan in collaboration with the Human Resources department.

The FCC Advisory team is also responsible for preparing and submitting mandatory regulatory reports to the competent authorities.

Key Responsibilities:

• Develop a robust understanding of local business practices in order to provide effective support, guidance and advice to the business and the First Line of Defence on customer due diligence processes, acting within the Italian AML framework and the ING Group FEC Policy, while contributing to the assessment and continuous improvement of the AML risk management framework.
• Perform AML enhanced customer due diligence, adverse media screening, name screening and sanctions screening on customers in line with the internal control framework, and ensure the proper handling of money laundering alerts.
• Contribute to AML internal projects and initiatives at both local and global level, regarding relevant KYC processes, in coordination with relevant local units.
• Contribute to the proper drafting, updating and implementation of the internal control framework (policy & procedure maintenance, key control execution, KRI monitoring), in line with the global internal governance framework.
• Support the preparation of internal reports and reporting flows for governance bodies and the Group functional line, ensuring effective communication.

All of the above should be carried out through constructive interaction with local and global stakeholders, with a strong focus on quality, efficiency, effective communication, collaboration and trust-building.

Educational and Experience Qualifications, Language

• You have 4+ years of experience in AML risk management activities within banks or advisory firms, with a particular focus on customer due diligence processes for Smal Medium Enterprises (SME).
• You have a university degree (or equivalent) in Economics or Law.
• You have excellent proficiency in written and spoken English.

Technical and Soft Skills

• You have strong analytical skills and are able to critically assess data and information.
• You have a technical background to understand relevant data flows and assess related risks.
• You collaborate with subject matter experts and are able to provide constructive challenge when evaluating regulatory requirements and the related risks applicable to the Bank’s activities
• You are comfortable speaking up with your manager and peers and contributing to a consistent approach.
• You collaborate effectively with others and contribute to a positive team environment.
• You are able to manage your tasks with a good degree of autonomy, prioritise effectively, and deliver assigned activities within the agreed deadlines.
• You work independently, think and act outside the box, and take accountability.
• You are a team player who fosters trust and is regarded as trustworthy by others.
• You build and maintain effective working relationships with internal stakeholders and, where relevant, external counterparts.
• You promote cross-border interaction and alignment, where applicable.
• You give and seek constructive feedback.
• You adhere to ING’s values, and your behaviour is fully aligned with them.

Working conditions: Full Time

Duration Permanent

Location: Milan (hybrid)

About ING

ING offers many opportunities to build a diverse and rewarding career. You will be joining an international innovative digital bank, the first in Italy to adopt a fully flexible smart working model, and you will be working in a stimulating environment where you can grow both as an individual and as a professional. Our purpose - empowering people to stay a step ahead in life and in business - represents our belief in people’s potential. We don’t judge, coach or to tell people how to live their lives. We empower people and businesses to realize their own vision for a better future.
#doyourthing is our brand direction with us each and every day. It is how we articulate our purpose and our promise to make banking frictionless to the world.
‘do your thing’ is about people being free to live the life they want to live, knowing that they will make their world a little better for it.
Do you think you are "a step ahead"? Apply now!

The benefits of joining ING

In addition to being a part of a great team, working in a fun and innovative environment, we offer:

• Super flexible smart working

• Competitive base salaries and performance based bonuses

• Diverse cultures & Innovative mindsets

• International Environment

• Commitment to sustainability

• Lots of training development opportunities to help you grow

• Lots of moments dedicated to physical and mental well-being

• A special day off when it is your birthday: we call it #doyourbirthday!

• And of course we can’t forget: free water & coffee at the office!

Our Commitment

Diversity is a fundamental element of our corporate culture, and we are fully committed to creating a safe and inclusive environment, based on mutual respect and the value of diversity, offering equal job opportunities to all qualified candidates.

Job Application Safety Reminder ⚠️

We’re seeing an increase in fraudulent job offers. To protect yourself, please follow these key guidelines when applying for roles at ING:

• Apply only via official ING platforms: ING uses Workday as its internal recruitment system. Applications should be submitted only via our official career site.

• Check the sender’s email carefully: legitimate communication will always come from: @ing.com and/or @myworkday.com

• No payments or banking details will ever be requested. If someone asks for this information, it’s a scam.

If you suspect suspicious activity, report it immediately. Your safety matters to us.