Job Description

About the role

Are you an experienced, level 4 qualified Paraplanner interested in combining that expertise with delivery of advice or an Adviser who writes your own suitability reports? We’re looking for people who are passionate about great client service to join our team of Financial Consultants. If you would like a role that combines advice and para-planning/suitability report writing for an established portfolio of clients, whose advice you can deliver remotely and which comes with a competitive salary and benefits, all as part of the financial planning team at Ascot LLoyd, then we’d love to hear from you.

Ascot LLoyd helps people throughout the UK plan for their financial futures with our financial planning and advice services, and digital investing products. Everything we do is designed with our clients in mind. We seek to achieve the best possible outcomes for those who trust us to look after their wealth. We believe that the right advice, given at the right time and in the right way, can make a big difference to helping our clients achieve their goals.

Financial Consultants have responsibility for building and maintaining great relationships to deliver high quality financial planning and paraplanning for a large portfolio of clients.

Key Outputs:

• Manage a very large portfolio of clients (upwards of 120) typically with AUA below £500k, maintain recurring income stream, delivering high quality financial planning remotely and achieving quality standards on a consistent basis
• Identify additional opportunities from clients while deepening our understanding of their needs to ensure we exceed expectations and build lasting relationships
• Maintain up-to-date technical knowledge of investment markets, products and services, financial planning methodologies, tax, key processes, advice guidelines and compliance procedures
• Build and maintain personal relationships to help identify new opportunities as well as raise our profile within the client bank
• Undertake paraplanning for own clients, research, analyse and prepare technical reports for clients relevant to their specific goals, seeking support when needed
• Build links with the clients’ other professional advisers to help the client meet their needs
• Follow processes and suggest areas for improvement in process, advice guidelines and compliance procedures. Appropriately support or manage improvement implementation
• Secure client commitment to initial and on-going financial planning services, hence securing and growing assets under advice plus initial and on-going revenues
• No line management responsibilities
• Authority to undertake broad financial planning ensuring each client's goals are fully understood and the most appropriate solution offered
  • Pension Accumulation and Decumulation
  • Savings and Investment advice
  • Protection
  • IHT generic advice – where planning advice is required this will be referred to a local Financial Planning Director

What we're looking for:

• Effective management of competing priorities such as client meetings and report delivery. To ensure delivery of quality solutions, whilst adhering to processes and systems that have been put in place to protect our clients, our teams and our business
• Understanding of our client's needs and requirements with comprehension of how our propositions meet these to be able to deliver value for both clients and the business
• Appropriate use of good influencing and communication skills to build and maintain trusted, strong relationships with clients to aid retention and introductions which generate value for clients and the business
• Building knowledge of the markets, competitors, products, services, trends, impacting forces and factors that make up the industries which we operate in
• Build a network with clients’ professional advisers to help the client achieve their objectives
• Develop, motivate and support colleagues to drive towards one culture, common beliefs and values

Skills/Experience/Qualifications:

• Paraplanning/report writing experience is essential.
• Required to hold Diploma in Regulated Financial Planning
• Exposure to a broad range of financial products with an authority to undertake broad financial planning, ensuring each client's goals are fully understood and the most appropriate solution offered with experience across Pension Accumulation and Decumulation, Savings and Investment advice and Protection
• Can act as a secondary point of contact for clients managed by other financial consultants and shares learning with others