Job Description

Our client is an ad-subsidised payments network that gives South Africans access to zero-cost credit at checkout. Their model is powered by a blend of merchant fees and a performance advertising platform that connects high-intent shoppers with relevant brands. They exist to save consumers millions in interest and fees, while helping merchants boost conversion, increase average order value, and drive repeat sales. At the core of what they do is a commitment to responsible credit, fair customer outcomes, and building systems that scale sustainably.

Our client is a fast-growing fintech operating in the BNPL and payments space across South Africa and the UK. They are looking for a Finance Operations Manager to help manage the day-to-day finance engine of the business - treasury, reconciliations, payroll prep, and month-end - and to help scale their finance function as we grow.

This is a hands-on role suited to someone who enjoys detail, systems, and process ownership, and who is comfortable operating in a high-growth, transaction-heavy environment.

Job Type: Full Time/Permanent

Location: Cape Town

Work Place: Hybrid

Requirements

• 5–10 years experience in finance operations, accounting, or financial control
• Strong exposure to transaction-heavy environments (fintech, payments, lending, e-commerce preferred)
• Solid understanding of: Treasury and cash management, Reconciliations, Month-end accounting processes
• Comfortable working with:, Large data sets, Multiple systems / platforms, Excel / Google Sheets (advanced)
• Detail-oriented, process-driven, and highly organised
• Able to operate independently and take ownership
• Experience with UK + South African entities
• Exposure to lending, loan books, or interest recognition
• Prior fintech or transaction rich experience
• Big 4 background preferred
• Strong reconciliation experience
• Xero experience (mandatory)

Responsibilities

Reconciliations & Controls

• End-to-end reconciliation between payment processors and our client's platform
• Investigation and resolution of recon variances
• Maintenance of clean audit trails and supporting schedules

Treasury & Cash Management

• Daily treasury operations at the South African business
• Bank account processing and payment runs
• Preparation and execution of facility drawdowns

Receivables & Payables

• Ownership of receivables management
• Creditor management and supplier payment scheduling
• Preparation and processing of supplier invoicing, including: Affiliate fee invoicing, Ads platform billing, Gross settlement billing

Payroll

• Preparation of payroll inputs, including:, Commission calculations, Advance repayment deductions
• Liaison with payroll provider and internal stakeholders

Month-End & Reporting

Preparation of monthly management accounts, including:

• Platform data ingestion and validation
• Loan book reconciliation and interest recognition
• Intangible asset reconciliation
• Monthly accruals (including donations)
• Prepaid expense register maintenance
• VAT transaction review and support
• Support the Head of Finance with month-end close and reporting timelines

Process & Stakeholder Management

• Drive process improvements across finance operations
• Participate in weekly finance catch-ups and cross-functional check-ins
• Act as a reliable execution partner to the Head of Finance