Job Description

• Manage end-to-end rate, rule, and form filing activities for P&C insurance products.
• Prepare and submit filings across multiple states/jurisdictions.
• Ensure compliance with state insurance regulations and filing requirements.
• Coordinate with actuarial, underwriting, legal, compliance, and product teams.
• Track filing approvals, objections, and implementation timelines.
• Support product launches, pricing updates, and policy form changes.
• Provide support for audit-related activities, as required.
• Conduct independent research, analyze data, and present insights effectively for assigned projects.
• Expected to work in close collaboration with the EXL team and clients on general insurance actuarial projects for US markets.

Build and maintain strong cross-functional relationships to achieve project and organizational objectives

• Prepare and submit filings through SERFF and state DOI portals.
• Manage rate, rule, form, endorsement, and underwriting manual filings.
• Ensure compliance with state insurance regulations and filing requirements.
• Coordinate with actuarial, underwriting, legal, compliance, and product teams.
• Track filing approvals, objections, and implementation timelines.
• Review filing documents for accuracy, completeness, and regulatory compliance.
• Handle regulator objections, interrogatories, and follow-up requests.
• Maintain filing trackers, approval records, and implementation documentation.
• Monitor state regulatory changes, bulletins, and compliance updates.
• Ensure approved filings are implemented accurately in systems and operations.
• Support audits, compliance reviews, and market conduct examinations.
• Maintain filing calendars and ensure timely submissions.
• Support process improvements and filing workflow automation initiatives.
• Conduct research and provide guidance on state-specific filing strategies using multiple sources, including regulations, SERFF guidelines, historical objections and responses, and competitor filings.
• Monitor project tasks and timelines, assess risks, and provide actionable recommendations while coordinating effective solutions.
• Prepare and deliver presentations to senior management, as required.
• Provide subject matter expertise to support key initiatives across cross-functional teams.
• Ensure filings comply with state-specific regulatory requirements and DOI.
• Submit filings through SERFF or state-specific portal as required.

• Bachelor’s/master’s degree in engineering, economics, mathematics, finance, or similar technical degree. Master’s in business or financial management is also suitable.
• 2-5 years of experience in Finance or Insurance related regulatory reporting.
• Hands-on experience with SERFF filings
• Strong knowledge of state DOI regulations and filing requirements.
• Experience with Personal Lines and/or Commercial Lines products
• Understanding of rate/rule/form filing processes and insurance product lifecycle
• Familiarity with ISO/NCCI circulars and bureau filings preferred.
• Strong analytical, documentation, and communication skills
• High attention to detail and ability to manage multiple filings simultaneously.
• Proficiency in Excel and filing/document management tools
• CPCU/AINS/API certifications preferred.
• Proficiency in Excel, VBA, JIRA. Good to have Python and Power BI knowledge.
• Strong ability to learn technical and business knowledge.
• Superior analytical and problem-solving skills with attention to details
• Outstanding written and verbal communication skills.
• Excellent time and work management skills.
• Able to work at a fast pace continuously evolving environment and ready to take up uphill challenges.
• Able to understand cross cultural differences and can work with clients across the globe.