Midland Credit Management, an Encore Capital Group Company

Field Collections Agent

Midland Credit Management, an Encore Capital Group Company  •  £29k/yr  •  England, GB (Remote)  •  5 hours ago
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Job Description

** Start date 7th September 2026**

Location:Within a 90-minute travel radius of your home (applicants must reside within Sunderland)

Salary:From £28,665 + £4,200 per annum car allowance + uncapped monthly bonus as a guide our current Field team earn monthly bonuses from £200-£400

Earnings Potential:Up to £35,765 per year (inclusive of car allowance)

Hours:Flexible, 40 hours per week (including peak shifts)

No Warrant Work Involved

Do you:

  • Hold a full UK driving licence and have access to a vehicle?
  • Prefer working independently, outdoors, and engaging with people face-to-face?
  • Value flexibility and autonomy in your schedule?

If that sounds like you — Orbit Credit Services has an excellent opportunity waiting.

About the Role

As a Field Collections Agent, you'll be the friendly face of Orbit, meeting customers at their homes to help them find a way forward with their finances. You’ll offer empathy, guidance, and practical solutions that make a real difference.

Your key responsibilities:

  • Visit customers to resolve outstanding arrears and discuss payment options
  • Handle accounts for both regulated and non-regulated clients. This will include reconnection visits
  • Accept payments, set up repayment plans, and re-engage customers with client services
  • Educate customers about the potential consequences of non-payment
  • Use an Orbit-supplied iPad to update account outcomes in real time

Working Hours

We offer a 40-hour workweek with a supportive approach to work-life balance. Your visits will be scheduled across the following operating window:

  • Monday–Friday visiting times are between8am-8pm
  • A number of shift pattern options available, you can choose between a 4 day or 5 day working week.

Benefits

  • 31 days holiday (incl. bank holidays + December shutdown)
  • Fuel card for business use
  • Referral Bonus Scheme
  • Uncapped monthly bonuses (£200–£400 typical)
  • Comprehensive 5-week induction programme
  • Ongoing training and professional development
  • Access to Medicash and Employee Assistance Programme

Requirements

  • Clear criminal record
  • No CCJs, IVAs, or bankruptcies in the last 6 years
  • Full driving licence (max 6 points), own car, and will require business insurance
  • Tech-savvy and comfortable working independently

**At Orbit we’re regulated by our clients - as such, any successful candidates will have to undergo a basic credit check and criminal background check.

Please note that we’re unable to proceed to interview stage if a CCJ, IVA or Bankruptcy appears on a credit file, or if you do not have full right to work in the UK.

Midland Credit Management, an Encore Capital Group Company

About Midland Credit Management, an Encore Capital Group Company

Established in 1953, Midland Credit Management, Inc. (MCM), a wholly-owned subsidiary of Encore Capital Group, Inc., is a specialty finance company providing debt recovery solutions for consumers across a broad range of assets. We purchase portfolios of defaulted consumer receivables and manage them by partnering with our consumers as they repay their obligations and work toward financial recovery.

MCM is the market leader in portfolio purchasing and recovery in the United States. We lead the industry with consumer-centric practices that drive results.

In 2011, we introduced the industry’s first Consumer Bill of Rights codifying our commitment to working with our consumers through mutual engagement, understanding, collaboration and respect. Ultimately, we help our consumers recover from financial difficulty and turn towards a path of economic empowerment.

With over 4,000 employees worldwide, MCM is headquartered in San Diego, California, and maintains domestic and international operations across the United States, Costa Rica, and India.

OUR MISSION -

Creating pathways to economic freedom

OUR VISION -

We help make credit accessible by partnering with consumers to restore their financial health 

OUR VALUES -

We care: We put people first and engage with honesty, empathy, and respect 

We find a better way: We deliver our best in everything we do, find ways to make a positive difference, and achieve impactful results

 

We are inclusive and collaborative: We embrace our differences and work together to ensure every individual can thrive 

Industry
Finance & Insurance
Company Size
1,001-5,000 employees
Headquarters
San Diego, California
Year Founded
1953
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