Job Description

We’re DF Capital – a specialist bank providing award-winning commercial finance, retail finance, and savings products to consumers and small businesses.

Based in Manchester, we serve thousands of customers across the UK and into Europe, supporting their ambitions with tailored financial solutions.

We help our customers realise their ambitions by doing things differently – combining the agility and innovation of a specialist lender with the security and service standards of a regulated bank. Whether it’s flexible lending structures or straightforward savings options, we focus on what matters most to our customers.

In 2025, we launched DF Capital Retail Finance – a subsidiary of DF Capital Bank Limited – to offer specialist hire purchase solutions to retail customers.

Our goal is simple: to do the absolute best for our customers, our communities, and each other.

Requirements

Our Risk team sits at the heart of the business, overseeing all aspects of the customer journey from consideration to recovery.

You’ll join the DF Capital Risk team performing field-based audit examinations for current customers, reporting your findings back to the risk and relationship teams enabling them to make informed decisions. You will be diligent and respectful in your approach, spotting issues early and enabling the risk team to tailor financial solutions that best fit our customers. You will also collaborate with other teams including Sales and Operations.

Your new role:

• Manage and perform field-based audits across our portfolio
• Proactively execute day-to-day audit work, including planning and reporting
• Report risks identified on a timely basis with accurate information and delivery
• Improve the efficiency and accuracy of our processes by supporting the ongoing development of Audit and Risk frameworks and procedures
• On-site extended audit analysis of financial documentation to provide a clearer picture of our client’s financial accounts
• To provide flexibility and an ability to prioritise workloads to meet the changing needs and demands of the business
• Always assisting with the management of risk around the business via adherence to operational systems and processes

Requirements:

• Excellent verbal and written communication skills
• You have the ability to communicate effectively at all levels
• You’re independent and well organised with a ‘can do’ attitude
• You have excellent Customer Relationship skills
• You are hardworking and passionate about achieving great results
• You are flexible, proactive, self sufficient and willingness to work in a high-pressure environment.
• You will be confident with numbers, good excel skills, have an excellent attention to detail and able to work well on your own and as part of a team
• You’re excited by the challenge of working with a new dynamic lender

Benefits

Competitive salary (dependent on experience)

• Private medical insurance inc dental
• 10% Employer pension contribution
• 30-day annual leave entitlement plus Bank/Public Holidays
• Free Gym Membership
• Discretionary annual bonus
• Discretionary share awards
• Life Assurance
• Income Protection
• Save As You Earn company share acquisition scheme
• Tax efficient salary sacrifice scheme to obtain bicycles and electric vehicles
• 3 days paid Volunteering leave to support our local communities