Job Description

About Portage Mutual: Where Your Talent Makes a Difference
Imagine a workplace where your contributions are not only valued but also directly impact the lives of Canadians. At Portage Mutual Insurance, we’re more than just a trusted national property and casualty insurer—we’re a community of passionate individuals dedicated to serving our policyholders since 1884. Owned by our policyholders, we proudly offer competitive home, auto, commercial, and farm insurance products 100% through our broker network across Canada. Join a company rooted in tradition, driven by innovation, and powered by a people-first culture.

Why Portage Mutual?
At Portage Mutual, we believe that our people are our greatest asset. Here, you’ll find:
• Total Rewards: We care about your well-being and financial security. That’s why we offer a competitive salary, incentive plan, comprehensive health benefits, a pension plan and generous paid time off, including personal days.
• Career Growth & Development: Propel your career forward with access to diverse learning resources, tuition reimbursement for relevant programs, and bonuses recognizing your achievements in pursuing insurance designations.
• Flexibility: We support work-life integration by offering a flexible environment where you can choose to live wherever you prefer in Canada. Enjoy the freedom to select remote, in-office, and hybrid work arrangements that best suit your lifestyle.
• Inclusivity and Belonging: Be a part of a supportive and diverse team that embraces your unique perspective and empowers you to succeed. We’re dedicated to creating a workplace where every employee feels welcomed, valued and respected.
• Making a Difference: Find purpose in your career by aligning with an organization that shares your values and is committed to making a difference in the communities we serve.

The Opportunity: Farm Property and Casualty Underwriter II

As an Farm Property and Casualty Underwriter II, you’ll play a crucial role in supporting our underwriting team by:
• Evaluating and underwriting moderately complex farm property and casualty insurance risks in line with company guidelines and risk appetite.
• Conducting strategic risk assessments and leveraging market research to inform underwriting decisions.
• Responding to product and procedural questions from colleagues and brokers, provide guidance on complex new business, participate in post-loss underwriting reviews and collaborate with claims on our service philosophies.
We're looking for a detail-oriented, enthusiastic team player who embodies our company values and is committed to providing top-notch service.

What You’ll Do:
• Accept, reject, endorse, renew or cancel contracts in accordance with company underwriting policies, procedures, service standards, applicable laws and regulations based on assigned authority levels.
• Process new applications, endorsements, renewals, cancellations, declines and quotes.
• Research and determine appropriate rates, apply discounts / surcharges and accurately calculate premiums.
• Request inspections in accordance with company policies and procedures.
• Prepare related correspondences and maintain supporting documentation as required.
• Provide underwriting training/coaching to new hires or new team members.
• Participate in post-loss underwriting reviews and review on claim files referred in accordance with the company’s risk appetite and service standards.
• Understand and communicate underwriting business rules and guidelines to brokers.
• Provide service to brokers in accordance with company service standards.
What You’ll Bring:
• Minimum of 3-5 years of progressive underwriting experience with personal lines, farm or commercial underwriting (or related equivalent).
• Proficient in Microsoft Office Suite and relevant underwriting systems (e.g., Guidewire), with the ability to adapt to new technologies.
• Consistency of applying accuracy, thoroughness and attention to detail approaches.
• Ability to work independently and collaborate effectively in a team environment.
• Adaptable and continuous improvement mind-set.
• A CIP designation or actively pursuing a CIP designation (or equivalency).
• A Bachelor’s Degree or Post-Secondary certificate is required (or an equivalent of industry experience).

The targeted pay range for this position in the following location is:
Canada – Alberta: $64,000 - $80,000 CAD / Annual
This is an 18-month fixed-term opportunity supporting team continuity.
Our pay ranges reflect the minimum and maximum target for new hire pay for the full-time position determined by role and level. The pay range shown is based on our compensation structure in place at the time of posting and may be updated periodically based on business needs. Individual pay is based on additional factors including job-related skills, experience, and relevant education and/or training.
Portage Mutual uses artificial intelligence and automations in its recruitment practices for activities that may include searching for qualified candidates, screening applications, preparing interview questions, recording interviews, drafting transcripts and other administrative tasks. AI is never used for decision making purposes.
Ready to Make an Impact?
If you’re seeking a rewarding career with a company that values its employees and is committed to making a difference, we invite you to apply! If you have the qualifications we are seeking and would thrive in a work environment where you are valued and respected, please apply!
Portage Mutual Insurance is committed to providing accommodations for people with disabilities during all phases of the recruiting process, including the application process. If you require accommodation because of a disability, we will work with you to meet your needs. If you are selected for an interview and require accommodation, please advise the HR representative who will consult with you to determine an appropriate accommodation.
Please submit your resume and cover letter!
We thank you for your interest in Portage Mutual Insurance, however, only those selected for an interview will be contacted. (No agencies please).