PA0736 Administration Center
The Fair Lending Analyst is responsible for analyzing Northwest's Fair Lending loan programs to determine compliance based on regulatory weaknesses identified in risk assessments, aiding in development of reporting for CCO, CLO and Board of Directors, and maintaining Northwest's annual fair lending compliance monitoring program. The Fair Lending Analyst is also responsible to produce written fair lending risk assessments.
Essential Functions
• Strong understand of analytical statistics including regression analysis
• Prepare measurable reports for senior management and the Board of Directors that monitor Northwest’s current level of fair lend compliance performance, and analyze reports regard Northwest’s fair lend compliance requirements
• Assist in fair lend regulatory compliance performance examinations
• Develop train products that address regulatory requirements and weaknesses in Northwest’s staff’s regulatory fair lend compliance knowledge, and relationships with business units
• Assist in monitor and review fair lend requirements for implementation by the business units and compliance departments risk assessments, and development of Northwest’s Fair Lend Program
• Identify the applicable laws and regulations
• Interpret new laws and regulations
• Analyze Northwest's Fair Lending loan programs to determine compliance based on regulatory weaknesses identified in risk assessments
• Aid in development of reporting for CCO, CLO and Board of Directors
• Maintain Northwest's annual fair lending compliance monitoring program
• Produce written fair lending risk assessments
• Consult with business units to develop appropriate fair lending risk assessment procedures
• Manage multiple projects and meeting deadlines
• Provide support for regulatory examinations regarding fair lending
• Stay informed of fair lending issues and trends
• Communicate with all levels of management
• Working with available compliance and IT software to improve efficiencies
• Prepare management reports
• Develop tools and processes that enhance compliance efficiency
• Ensure compliance within subsidiaries and affiliates
• Identify and resolve compliance issues
• Communicate guidance to appropriate business units
• Perform scheduled risk assessments, and comparative file analysis
• Provide written reports that detail statistical findings and detailed file analysis
• Research and improve report data
• Recommend improvements to procedures
• Minimize departmental non-payroll costs and risk
• Maximize benefits to Northwest
Additional Essential Functions
• Ensure compliance with Northwest’s policies and procedures, and Federal/State regulations
• Navigate Microsoft Office Software, computer applications, and software specific to the department in order to maximize technology tools and gain efficiency
• Work as part of a team
• Work with on-site equipment
Additional Responsibilities
• Complete special projects as assigned
Safety and Health for those without supervisory duties
• Abide by the rules of the safety and loss prevention program
• Perform work tasks in a safe manner
• Report any and all injuries to supervisor
• Know what to do in case of an emergency
QUALIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education
Bachelor's Degree in business management
General Employee Knowledge, Skills, and Abilities
• Ability to establish effective working relationships among team members and participate in solving problems and making decisions
• Ability to present and express ideas and information clearly and concisely in a manner appropriate to the audience, whether oral or written
• Ability to actively listen to what others are saying to achieve understanding, sharing information with others and facilitating the open exchange of ideas and information
• Ability to establish courses of action for self to accomplish specific goals, develop and use tracking systems for monitoring own work progress, and effectively use resources such as time and information
• Ability to make right decisions based on perceptive and analytical processes, practicing good judgment in gray areas
Additional Knowledge, Skills and Abilities
Strong writing and communication skills
Strong retail lending background in originations or underwriting or quality control
Licenses and Certifications
National regulatory compliance certification
Northwest is an equal opportunity employer. We are committed to creating an inclusive environment for all employees.
For more than 125 years, Northwest Bank has been committed to bettering the lives of our employees, our customers and the communities we serve.
Today, we are proudly known for the award-winning customer service we offer at locations throughout Pennsylvania, New York, Indiana and Ohio.
So no matter where you are on your financial journey, Northwest Bank is here— for what’s next.
Northwest Bank
Member FDIC
Equal Housing Lender
Northwest is an Equal Employment Opportunity (EEO) employer. It is against Northwest’s policy for any employee to discriminate against an applicant for employment on the basis of race, color, and religious creed, sex (including pregnancy), age, marital status, sexual orientation, gender identity, national origin, disability, veteran status, or any other classification protected by applicable discrimination laws. Our selection process is based strictly on job-related criteria. The Company will make reasonable accommodations in appropriate cases for qualified individuals with disabilities, if it can do so without undue hardship. As a Northwest professional, you will be expected to abide by our commitment to equal employment.
People make the difference at Northwest, and we strive to implement the necessary tools and resources for all employees to perform to the best of their abilities.
