
The Expert Model Validation Analyst is responsible for independently validating complex quantitative models across Treasury, Market Risk, Liquidity, and Balance Sheet Management. This role supports the Bank’s model risk governance framework and ensures models operate effectively and comply with regulatory expectations.
Master's or Doctoral degree in Mathematics, Statistics, Business Engineering, Econometrics, or Science-based discipline,
Plus 5 years experience in model development or validation, with a combined minimum of 5-7 years’ higher education and relevant work experience.
Technical knowledge of advanced software packages used in analytics.
Education and Experience Preferred:
Advanced degree (Master’s or PhD) in a quantitative discipline such as Statistics, Mathematics, Economics, Finance, Engineering, Data Science, or related field
5+ years of experience in model validation, model development, or quantitative risk management
Deep understanding of:
Treasury / balance sheet models (liquidity, IRRBB, QRM, FTP, etc.)
Complex risk models (market risk, liquidity risk, behavioral models)
Hands‑on experience conducting validation testing, including conceptual soundness assessments, implementation reviews, and performance/outcomes analysis
Ability to independently manage and complete complex model validations with minimal supervision
M&T Bank is committed to fair, competitive, and market-informed pay for our employees. The pay range for this position is $123,600.00 - $206,000.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation.
Buffalo, New York, United States of America

Great companies have an enduring sense of purpose. At M&T, our purpose is a simple one: make a difference in people’s lives and uplift the communities we serve. Founded in 1856 in Buffalo, NY we are now a top 11 full-service US-based commercial bank with a retail footprint across the east coast and wealth services available nationwide and abroad. As a bank, we offer advice, guidance, expertise, and solutions across the entire financial spectrum that combines M&T’s traditional banking services with the wealth management and institutional capabilities offered by Wilmington Trust. We are a community-minded organization with more than 167 years of experience. We serve customers, community, and colleagues whether they be across the street, across the state or across the country.
As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of paid volunteer time, each year. Our core values drive the work we do – integrity, ownership, collaboration, curiosity, candor and we seek to further build upon our record of success by bringing in top talent and fresh skill sets while continuing to support the growth and development of all our team members.
M&T Bank is unwavering when it comes to providing equal employment opportunities to all employees and applicants without regard to race, color, national origin, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws.