As an expert credit risk advisor, you analyze and authorize highly complex financing applications for rental property and construction in the non-retail client segment and make recommendations in accordance with your delegation limits, ensuring sound and prudent risk management. You propose improvements to risk management and help implement and ensure compliance with credit policies. In-depth knowledge of the business area and interpersonal savvy are therefore essential. More specifically, you will be required to:
Approve credit files with significant loan commitments
Provide the second signature for credit advisors
Participate in coaching activities with colleagues or other Desjardins Business centre employees
Provide managers and team leaders with the support they need to manage and coordinate files
Act as an expert for the business line or the Oversight and Governance Department upon request
What we offer*
Competitive salary and annual bonus
4 weeks of flexible vacation starting in the first year
Defined benefit pension plan that provides predictable, stable income throughout retirement
Group insurance including telemedicine
Reimbursement of health and wellness expenses and telework equipment
* Benefits apply based on eligibility criteria.
#LI-Hybrid
What you bring to the table
Bachelor's degree in a related field
A minimum of eight years of relevant experience
Please note that other combinations of qualifications and relevant experience may be considered
Knowledge of French is required
Knowledge of current financial and economic events
Knowledge of financial analysis practices
Knowledge of the characteristics and credit risks inherent to the real estate market
Knowledge of real estate financing and credit management practices
Knowledge of the CreditLens rating tool or other banking tools used to determine real estate risk ratings
Interpersonal Savvy, Strategic mindset
Trade Union (If applicable)
At Desjardins, we believe in equity, diversity and inclusion. We're committed to welcoming, respecting and valuing people for who they are as individuals, learning from their differences, embracing their uniqueness, and providing a positive workplace for all. At Desjardins, we have zero tolerance for discrimination of any kind. We believe our teams should reflect the diversity of the members, clients and communities we serve.
If there's something we can do to help make the recruitment process or the job you're applying for more accessible, let us know. We can provide accommodations at any stage in the recruitment process. Just ask!
Job Family
Administration (FG)
Unposting Date
2026-06-12

Desjardins Group is the largest cooperative financial group in North America and the fifth largest cooperative financial group in the world, with assets of $435.8 billion as at March 31, 2024. It was named one of Canada's Best Employers by Forbes magazine and by Mediacorp. To meet the diverse needs of its members and clients, Desjardins offers a full range of products and services to individuals and businesses through its extensive distribution network, online platforms and subsidiaries across Canada. Ranked among the world's strongest banks according to The Banker magazine, Desjardins has some of the highest capital ratios and credit ratings in the industry and the first according to Bloomberg News.