Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.
People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.
Role: Excess Casualty Senior Broker
Location: Hybrid out of NYC
Who are we?
Howden is a collective – a group of talented and passionate people all around the world. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limitsmind-set, and our strength lies in our ability to collaborate as a powerful international teamcomprisedof20,000 employeesspanning over 100 countries.
Our people are our biggest asset as well as our largest shareholder group and are everything that makes us unique; our inclusive culture, the quality service we offer our clients, and our continued growth, all come from our people-first approach.There’sno such thing as individual success. We all need to play our part, contributing our skills and experience to make a true difference.That’sHowden.
Why work at Howden?
We have always been employee-owned and driven by entrepreneurial spirit. Right from the beginning,we'vefocused on employing talented individuals and empowering them to make a real difference to the company, whilst building successful and fulfilling careers at the same time. Simply put, we hire talented specialists and give them what they need to make a difference for clients.
Always have, always will.
People join Howden for manydifferent reasons, but they stay for the same one: our culture.It’swhat sets us apart, and the reason our employees have been turning down disappointed head- hunters for years. Whatever your priorities – work/life balance, career progression, sustainability, volunteering –you’llfind like-minded people driving change at Howden.
What is the role?
TheExcess CasualtySenior Brokeris responsible formanaging a sophisticated portfolio of excess casualty clients, leading the placement and servicing of complex casualty insurance programs while ensuring all client deliverables are executed to the highest standard. Excess Casualtyfocused brokers play a critical role in driving new business by supporting program structure reviews, limit benchmarking, and strategic pricing analyses. Senior Brokers are central across the full client lifecycle,leading placement, execution, renewal strategy, and complex negotiations while driving client retention and new business growth. They also serve as mentors to junior brokers and actively contribute topracticewideinnovation and capability building.
What will you be doing?
Review client exposures, loss experience, and industry-specific risks to develop tailored insurance solutions aligned with client objectives
Demonstrate a strong understanding of industry distinctions and associated risk profiles, providing informed, strategic guidance to clients
Participate in renewal strategy meetings and client presentations
Prepare and oversee market submissions, ensuring coverage requests are comprehensive and tailored to each client’s specific risk profile
Analyze carrier quotes and provide detailed comparisons highlighting coverage differences
Manage orders to bind ensuring placements accurately reflect client direction and negotiated terms
Execute placements on a condensedtimeframedue tothe fast-paced environment that isrequiredwithinExcessCasualty
Review polices for accuracy and coordinate corrections or endorsements with underwriters
Execute insuranceplacements withinacceleratedtimelines
Help develop innovative insurance structures tailored toExcess Casualty
Build andmaintainstrong trusted relationships with insurance carriers and underwriters
Collaborate with producers, account executives, and client teams to support client retention and new business production
Provideleadership, mentoring, and technical guidance toassociate brokers and junior colleagues.
Foster connectivity across local, regional, and international teams—including Howden London and Bermuda—to promote the sharing of best practices and market intelligence
What are we looking for?
Location: New York preferred; candidates based in other major markets (e.g., Chicago, Dallas, Atlanta) will also be considered
7–10 years of experience in commercial insurance, includingdemonstratedexpertisesupporting large, complex national Excess Casualty clients and programs
Proven ability to analyze client exposures and design tailored insurance solutions aligned with business and deal objectives
Strongunderstandingof market dynamics, carrier appetite, and coverage structures
Experience managing multiple priorities and delivering results under tight deadlines
Ability to partner effectively with clients, carriers, and internal teams to drive successful outcomes
Strong communicationskills with the ability to clearly articulate coverage, pricing and risk considerations to clients and stakeholders
A collaborative, team-oriented mindset with a commitment to mentoring and developing junior talent.
Demonstrates strong,establishedrelationships with key insurance carriers
Compensation
The expected base salary range for thisrole is $180,000- $220,000+; actual base salary will bedeterminedbased on factors including candidate experience and work location. This role isclassified asexemptunder the Fair Labor Standards Act (FLSA).
In addition to a competitive base salary, employees are eligible to receive a discretionary bonus. Howden also offers a variety of benefits and programs, subject to eligibility, including:
Medical, dental, and vision insurance, including healthcare savings and reimbursement accounts
401(k) retirement plan
Flexible Paid Time Off and paid parental leave
Life and Disability insurance
Our sustainability promise
We’reon a life-long journey to become an ever-more sustainable group.It'sa commitment to taking care of our people and the world we live in, to doing good business, and to making a positive impact wherever we can. Our governance processes, company policies, and review systems are all geared towards our goal of making a positive impactinthe world. You can read more about our sustainability work here
A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:
Our successes have all come from someone brave enough to try something new
We support each other in the small everyday moments and the bigger challenges
We are determined to make a positive difference at work and beyond
We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.
If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.
*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.
Permanent
We’re Howden, the people first insurance group with employee ownership at its heart.
From launching with just three employees in 1994, we’ve grown to over 23,000 people around the globe. Together, our expertise span the full spectrum of insurance: broking, reinsurance, underwriting, risk consultancy and employee benefits.
We rise to any challenge and are determined to use insurance as a force for good.
