Job Description
👋 About Us
NALA is building Payments for the Next Billion. Faster, smarter, and fairer transfers for everyone. Since 2022, we've grown our business 120x, grown the team from 9 to 150+, raised $50M+ from top-tier investors, and were named to the Forbes Fintech 50 in 2025.
We operate two core products:
- NALA, our consumer app making cross-border payments cheaper, faster and more reliable for the global diaspora. Allowing users to send money from the UK, US and EU to Africa and Asia.
- Rafiki, our B2B payments infrastructure, is powering global payments.
Our team includes alumni from Wise, Stripe, Monzo, Revolut, and CashApp — operators who’ve scaled world-class products. We act with urgency, think deeply, and put our customers first always.
At NALA, this isn’t just a job. It’s ownership, impact, and the chance to change global payments forever.
Join us in building Payments for the Next Billion.
🙌 Your Mission
Build and lead a best-in-class AML/CFT compliance framework for Belgium, ensuring regulatory excellence while enabling safe, scalable growth in international remittances.
🎯 Your Responsibilities in this Role
- Own and evolve NALA’s AML/CFT framework in Belgium, ensuring full compliance with local law, EU directives, and NBB expectations
- Lead end-to-end suspicious activity investigations and act as the nominated officer for CTIF-CFI reporting
- Deliver and maintain the Overall Risk Assessment (ORA), covering customer, product, and corridor-level financial crime risks
- Act as the primary point of contact for regulators and law enforcement, managing audits, inspections, and ongoing relationships
- Design and monitor internal controls and KPIs/KRIs to ensure ongoing effectiveness of the compliance program
- Provide strategic advisory to leadership on new products, market expansion, and risk appetite decisions
🔥 Must-have requirements
- Experience operating as MLRO or equivalent senior compliance role in a regulated environment
- 7+ years of AML/CFT experience within a Payment Institution or Electronic Money Institution
- Deep knowledge of Belgian AML regulations, NBB expectations, and EU AML directives
- Proven track record managing SAR/STR reporting and regulatory interactions
- Strong experience conducting complex financial crime investigations (e.g. layering, smurfing, cross-border schemes)
- Professional fluency in English and either French or Dutch
- Meets “Fit and Proper” requirements for senior compliance roles with the NBB
💪 Nice to have requirements
- Previous experience in a high-growth fintech or remittance business
- Experience working with transaction monitoring systems and regtech tools
- LLM or legal/compliance academic background
✅ Success in the role looks like
3-Month Metrics
- Fully onboarded as the nominated AML officer with regulators and established key regulatory relationships
- Completed review of existing AML/CFT framework with clear action plan for gaps and improvements
6-Month Metrics
- Delivered an updated ORA and implemented enhancements to controls, monitoring, and reporting
- Established scalable, data-driven compliance processes supporting growth without increased regulatory risk
⭐️ Benefits
- 35 Days Off including your local bank holidays Take the time to decompress. Working at a startup is hard!
- Birthday Leave: Celebrate your special day with a bonus day off to take off in that month.
- Enhanced Parental Leave: We offer 16 weeks of full pay for the primary caregiver and 4 weeks of full pay for the secondary caregiver (After a 6-month probationary period)
- Learning Budget Fuel your growth with $1000 annually for learning and development.
