Job Description

Enterprise Risk Analyst

Amsterdam, Netherlands

• Are you curious, excited by experimentation and always looking for a better way of doing things?
• Do you want to keep learning and developing whilst getting hands-on, payment-building experience?
• Do you want to have the opportunity to learn from payments experts and utilise your skills to help Modulr grow the business?
• If so, we would love to hear from you!

We are looking to hire a high-energy, and value-adding talented risk analyst to join Modulr, the fastest growing payments business in the UK and Europe.

About Us

Modulr is the payments automation platform that streamlines money movement with accuracy, control and reliability – built to scale. Shaping the future of finance operations, Modulr automates payment and reconciliation workflows to remove manual work, lower operational costs and reduce errors.

Processing more than £150B annually and trusted by over 6,000 businesses - from SMEs to Enterprise - Modulr provides the dependable foundations to run finance operations efficiently and grow confidently. As a regulated platform with 99.9% uptime Modulr provides control and confidence over how money moves in and out of the business, including payroll, supplier payments, spend management and payment collection.

Modulr values

• Building the extraordinary and going that extra mile
• Owning the opportunity, be passionate and proud of the time you invest
• Move at pace, reach your goals faster with us supporting you each step of the way
• Achieve it together, working as a team and being Modulite

The Role

As a Enterprise Risk Analyst in our Second Line Risk team, you’ll play a key role in maintaining Modulr’s strong risk management culture across Europe.
This is a great opportunity for a mid-level professional who wants to deepen their experience in fintech risk management, work with industry experts, and contribute to a rapidly growing, regulated payments business.

What You’ll Do

• Support the day-to-day operation of our risk management framework and help embed risk awareness across first line teams.
• Identify, assess, and monitor risks, ensuring mitigation plans are fit for purpose.
• Analyse data from incidents and control testing to spot trends, root causes, and improvement opportunities.
• Participate in risk governance forums, contributing analysis, insights, and constructive challenge.
• Track and report on risk remediation actions, escalating issues where necessary.
• Prepare high-quality risk reports and management information to inform decision-making.
• Promote a strong risk culture, acting as a trusted partner to teams across the business.
• Maintain awareness of the Dutch and EU regulatory landscape to support risk documentation and compliance.
• Contribute to broader second-line initiatives such as ad hoc reviews, audits, and regulatory requests.

About You

• 3+ years of experience in risk management, internal control within a regulated financial services or fintech environment.
• Solid understanding of risk management principles and how they apply to operational, technology, or regulatory risks.
• Exposure to payments, e-money, or financial infrastructure is an advantage.
• Strong analytical skills — able to interpret data, identify patterns, and translate findings into actionable insights.
• Excellent stakeholder management — confident communicating with and constructively challenging senior stakeholders.
• Clear and concise communication skills, both written and verbal.
• Proactive, organised, and comfortable working in a fast-paced, evolving environment.
• Fluent in English (Dutch is a plus).

What can Modulr offer you

We are friendly and sociable, challenging but rewarding. We want you to push yourself and for us to support you in your future as we scale up and grow. Our culture and values are putting you first and are about investing in your future.

• Share Options – We offer a Company Share Option Plan (CSOP), giving you the opportunity to benefit from any increase in share value in the event of a sale, merger or flotation.
• Bonus - Our annual discretionary bonus, paid in May for the previous year, is based on both company and individual performance.
• Pension Contribution
• Flexible benefits - €1000 to spend on benefits for you to choose from which suit your lifestyle and needs
• 33 days holiday (including bank holidays) + your birthday off - choose which days you take off to relax and/or spend time with loved ones
• Travel Commuting Allowance – we offer a commuting allowance to help cover the cost of traveling to our office
• Learning Opportunities – on joining Modulr you will embark on our 3-day onboarding programme to be equipped with the Modulr know-how and arm you with the tools you need to be successful from day 1! But, we don’t want your learning to stop there so we will continue to provide you with the tools and capabilities through our learning channels and platforms to allow you to grow and develop in Modulr.
• Modulr all-hands - join your colleaguesfor our company wide events throughout the year.
• Great workspace - Modulr thrives on innovation which is best done through in-person collaboration. This approach enables us to work together closely, exchange ideas, and create innovative solutions that drive our success. We have state of the art offices located in WeWork in Edinburgh, ScaleSpace in London, and WeWork in Amsterdam.

ModInclusion

We believe that by seeing Modulr, and the world, from all sorts of angles, we can make life better for all. We want you to know that the things that make you, you — like your identity, age, ability, and background — are things that we will always celebrate and support with open arms. As such, we are keen to maximise the diversity of our workforce and actively encourage applications from anyone and everyone.