CIB Egypt

ENTERPRISE RELATIONSHIP MANAGER

CIB Egypt  •  Giza, EG (Onsite)  •  2 hours ago
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Job Description

ENTERPRISE RELATIONSHIP MANAGER - (260002KB)

Description

JOB PURPOSE:

To establish and maintain an effective relationship with enterprise clients, in addition, to offer relevant financial products/ services to enhance and promote client’s focus, satisfaction, long-term loyalty, resulting in maximizing profitability, share of wallet, liabilities market share, fully secured loan booking, penetration and utilization rates.

KEY ACCOUNTABILITIES:

Marketing & Relationship Management

  1. Build and develop a portfolio of clients, in terms of number, clients’ liabilities held by the bank and revenues according to enterprise relations business plan & budget.
  2. Support in scanning the market for potential clients and arrange meetings with the enterprise sector (including their subsidiaries) clients to approach, promote and market bank’s products & services, ensuring a superior communication and understanding to maximize profitability.
  3. Assist in marketing all relevant CIB, consumer, treasury, and digital & GTB products addressing the enterprise clients’ financial needs and identify potential business/ deals for the bank in managed sectors to grow market share, fully secured loans booking rate & bottom line profitability.
  4. Maintain sustainable relationships with enterprise clients as well as introducing new initiatives to enhance CIB market presence and ensure the growth of client base, market base, overall profitability, and promote bundled services.
  5. Prepare industry trends, structure, analysis to explore the potential business impact of newly initiated relationships with enterprise clients.

Business Planning Implementation

  1. Execute the set marketing strategy with key existing and new to bank (NTB) enterprise clients in order to assist in the attraction of new strategic accounts and maintain a prolong and successful relationship with the existing clients.
  2. Prepare updated reports for the respective enterprise sectors/industries’ performance to compare achievements with the set targets and plan.

Portfolio Management

  1. Coordinate effectively with support unit to ensure that enterprise customers’ requests are processed in a timely and efficiently manner.
  2. Analyse the performance of respective enterprise customers to measure achievement against the set marketing plan and annual budget.
  3. Ensure enterprise customers' complaints and enquiries are professionally handled as well as striving for achieving the best in class service & financial solutions.
  4. Support in the annual review of the Enterprise Relations’ borrowers to ensure compliance with CIB/CBE policies of obtaining an obligor risk rating for all secure lending clients.
  5. Support in the assessment of the borrowers’ securities covering the granted facilities and in the reviewing of existing and prospective fully secured credit facilities extended to Enterprise Relations’ borrowers vs. their utilization and financing needs to ensure the maximization of the facility utilization rate.

Qualifications

Qualifications & Experience§ Bachelor’s degree in Economics, Finance, Business Administration, Commerce, or Accounting§ Relationship Manager minimum 6-8 years of banking experience including at least 4 years of sales experience.§ Completion of a certified Credit Course from a reputable and recognized institution is mandatory.§ Strong understanding of corporate/institutional banking products, operational efficiency, credit fundamentals, and portfolio profitability§Receiving minimum Meets Expectations (3) in the last three years appraisals is a must.Skills§ Excellent command of English language beside Arabic, third language is a plus§ Strong analytical and MS Office skills§ Self-driven, results oriented§ Strong Presentation & Communication Skills§ Accept and adapt to change§ Qualitative and quantitative Analytical skills§ Negotiation & decision making skills§ Strategic thinking§Excellent strategic relationship management capabilities

Primary Location

: Egypt-Giza-GIZA HEAD OFFICE

Job

: Front Liner

Organization

: DEPUTY CEO

Shift

: Day Job

Job Type: Full-time Employee

CIB Egypt

About CIB Egypt

Commercial International Bank was established in 1975 as a joint venture between the National Bank of Egypt (NBE, 51%) and the Chase Manhattan Bank (49%) under the name "Chase National Bank of Egypt”. Following Chase's decision to divest its equity stake in 1987, NBE increased its shareholding to 99.9%, changing the Bank’s name to Commercial International Bank (Egypt) S.A.E. NBE’s stake gradually decreased through several public offerings till reaching 18.7%. In 2006, a Consortium led by Ripplewood Holdings acquired NBE stake. In July 2009, Actis, a leading emerging markets private equity firm, invested US$ 244 million to get shares in CIB, acquiring hence 50% of the Ripplewood Holdings Consortium’s stake. Five months later, Ripplewood sold its remaining 4.7% stake over the open market, marking the successful transition of strategic partnership to be with Actis, who then became CIB’s largest shareholder with a 9.1% stake. In March 2014,Actis sold a portion of its holding, representing 2.6% of the Bank’s total outstanding shares, in the open market to a group of international investors. In May 2014, Actis, successfully realised its investment in CIB and sold its remaining 6.5% to Subsidiaries wholly owned by Fairfax Financial Holdings Ltd “Fairfax”.

CIB is Egypt’s leading private sector bank, offering a broad range of financial products and services to its customers, including enterprises of all sizes, institutions, households and high-net worth individuals. CIB strives to provide superior financial solutions to meet all customers’ needs. Having the strongest brand equity rightfully places CIB as the bank of choice for over 500 of Egypt’s largest corporations. CIB shows tremendous potential within the bourgeoning Retail and SME Banking markets. Through its superior management, high-operating standards, corporate governance best practices and training programs,CIB has succeeded in becoming the most profitable commercial bank operating in Egypt for more than 40 years.

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Giza, EG
Year Founded
1975
Website
cibeg.com
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