Job Description

Join Montecito Bank & Trust as an Enterprise Lending Intern!

Are you a talented student or recent college graduate looking to gain professional work experience? Do you enjoy getting involved in your communities and have a desire to work for an award-winning Best Bank to help build your career? By joining our team, we are dedicated to your career development and wellbeing, in and out of the workplace.

About the Role

Montecito Bank & Trust is offering two paid, part-time Enterprise Lending Internships in our Business Banking and Commercial Lending departments. As an Enterprise Lending Intern, you will deliver a World Class Experience by working in a fast-paced environment and collaborating with members of the entire Commercial team including both Business Banking and Commercial Lending Groups as well as other ancillary departments as needed. You will be located in Goleta, CA with a fully on-site work schedule.

What We’re Looking For

• A high school diploma or equivalent required.
• Minimum of 2 years of College/University coursework preferred; most relevant coursework would include economics, accounting, finance, and business.
• Proficient in MS Excel, Word, and Outlook.
• Strong analytical capabilities.
• Driven to learn, proactive, and adaptable.

Your Responsibilities

Under the direct supervision of the Business Banking Manager/Portfolio Manager Team Lead, the essential functions of this role include, but are not limited to:

• Assist in and learn BizMax process.
• Compile commercial real estate market data.
• Support Portfolio Managers with tasks assigned.
• Review data mapped in the new loan origination system for accuracy.
• Spread various types of financial statements.
• Analyze business and commercial real estate trends.
• Research and suggest best practices for system maintenance and use.
• Assist in file review for upcoming audits.
• Assist with annual review process.
• Assist with various tracking item related projects.

Internship Schedule

• The internship program will run from May/June 2026 through August/September 2026 (flexible depending on school schedule or other job obligations).
• The position will be on-site up to 20 hours per week, with no ability to work remote, for up to 8 weeks.

Your Benefits

• Workplace culture that fosters an engaged workforce and supports associate’s growth and development
• Competitive Pay
• Medical, Dental, Vision, & Life Insurance
• Paid Sick Time & Federal Holidays
• Associate Bank Accounts
• Bank Gatherings, Events, & Associate Engagement Activities

The hourly rate for this position is $18.00.

Equal Employment Opportunity

Montecito Bank & Trust is an equal opportunity employer. Montecito Bank & Trust is committed to providing equal employment opportunity in our application process to all protected groups, including protected veterans and individuals with disabilities.

Employment eligibility is contingent on completing the DHS Employment Eligibility Verification (I-9) form and presenting acceptable documentation upon hire verifying your identity and right to work in the United States. The Bank does not sponsor visas, green cards, CPT, OPT, or other work authorizations.

Interested in Applying?

1. Apply through Indeed or visit our website Montecito Bank Careers
2. Review the openings using the “Explore Opportunities” tab.
3. Select “Apply Now” to review the desired position and click “Apply” to submit your application.
4. Create a personal log-in to apply.