Job Description

Role: Engagement manager ( Credit Risk Strategy Manager)

Location: Philadelphia, PA or Wilmington, DE

This is a Hybrid role.

• Support tactical & strategic risk analytics initiatives for US based banks Risk team
• Develop risk policy for Point of Sale (POS) lending, Buy-now-pay-later (BNPL), and Credit Card solutions
• Design A/B testing frameworks with Design of Experiments (DOE) methodology to optimize risk management programs
• Policy analytics to make sure correct customer segments are targeted and acquired
• Recommend changes to business strategy and risk management policies
• Build reporting/BI frameworks for Risk teams within the organization
• Evaluate effectiveness of current policies & strategies, manage the monthly dashboards and ad-hoc analysis, analyze tests & performance related to funnel performance, portfolio verification performance and post issuance loan performance
• Clearly communicate analysis as presentations to technical & non-technical groups
• Develop and maintain effective working relationships with colleagues in other areas of Risk Management.
• Summarize analytical findings into presentations and share analysis & reports with senior leadership.
• Maintain a high degree of technical and policy understanding with respect to credit risk.
• Manage assigned projects in a timely manner, ensuring accuracy and that deliverables are met.
• Train, coach and develop team members
• Lead team across geographies to drive client outcomes

Qualifications:

• 6+ years of experience in Analytics and Decision Science for Project Manager, 8-10+ years of experience in analytics and Data Science for Engagement Manager
• Risk Analytics experience in any/multiple: Cards or Lending Risk Strategy, Portfolio analytics, Acquisition and Line Management, Policy audit and analytics, Reporting/Dash-boarding, Performance tracking (should have a knowledge of risk concepts like delinquencies, pre-payments, loss curves etc.), Product Analytics, Risk Forecasting
• Ability to write and create decks to drive senior client communication, present recommendations
• Past experience in problem solving roles, strategic initiatives etc.
• 5+ years experience in Banking Domain
• Experienced with leading a team of analysts and senior stakeholders
• Past experience of working with SQL, SAS/Python, Excel in analyst or manager roles
• Educational Background: Bachelors or MS in Engineering, Mathematics, Physics, Finance, Quantitative fields preferred