Job Description

If you are motivated and believe in the credit union philosophy of "People Helping People," join our team!

Purpose

The Document Review Technician is responsible for processing and booking new mortgage loans on to the Real Estate Servicing System as well as reviewing all closing documents for accuracy and completeness. The employee will focus on the mortgage loan from the time it disburses until the member is notified of their first payment. Contact will be with branches, members, attorneys, insurance companies, and tax offices.

Duties

• Review new mortgage loan closing packages received from attorneys and/or branches for proper completion and execution according to regulatory guidelines and SECU lending policies.
• Review supporting loan documentation to ensure compliance with lending regulations and accurately secured collateral.
• Process new mortgage loans for booking to the Real Estate System, including generating interdepartmental tickets for miscellaneous bills associated with closing, reconciling closing costs received from attorney closings, and requesting any outstanding closing funds owed to SECU.
• Verify escrow details for accuracy against underwriting conditions and relevant property tax authorities, generate initial escrow analysis summary and monthly payment disclosure, and set up member payment method based on signed authorization in loan documentation.
• Provide final validation of data points needed for HMDA reporting in accordance with regulation standards for both originated and non-originated first mortgages.
• Process, scan, and file original collateral documents.
• Assist members, branch employees and closing agents with inquiries related to closing documentation and loan disbursements.
• Participate as an active team player in all projects, team meetings and training sessions.
• Complete additional duties as assigned by Team Lead and management.

Requirements

• Must possess a High School Diploma, GED, or equivalent. Two (2) year Associate of Arts degree in Business, Economics, or related field strongly preferred.
• Must be professional, friendly, and courteous at all times and in all interactions with branch personnel, closing agents and co-workers.
• Must possess an independent work ethic as well as excellent organizational, verbal, and written communication skills.
• Must be a “team” player and exemplify a helpful attitude to provide assistance to others as needed.
• Must develop an understanding of regulations especially Regulation C, Regulation X, and Regulation Z and ensure departmental compliance.
• Must possess an aptitude for balance between accuracy and efficiency.
• Must have the ability to concentrate and manage time in an independent work environment.
• Must have accurate typing skills as well as a basic understanding of email and computer navigation.
• Must be able to speak, read, and write English fluently.
• Must understand and be dedicated to the Credit Union philosophy and work ethic.
• Must be able to cooperate and collaborate with co-workers and others.
• Must adhere to the work schedule and attendance policies established by management.
• Must complete all SECU mandated learning.

Job Environment

Office setting with physical proximity to other employees. Some background noise from other employees, copy machine, and telephone.

Potential for hybrid/remote work capabilities.

Physical Demands

• Must be able to comprehend and carry out job demands.
• Job requires a substantial amount of sitting.
• Use hands and fingers to press keys on a computer keyboard to enter or retrieve information.
• Use hands and fingers to press telephone keypad and lift telephone receiver.
• Must be able to comprehend phone calls.
• Must be able to lift 20 pounds.

SECU provides equal employment opportunity to all qualified persons regardless of race, color, religion, age, sex, sexual orientation, gender identity, national origin, genetic information, disability, veteran status, or other classification protected by law.

Disclaimer

State Employees' Credit Union reserves the right to fill this role at a higher/lower level based on business need.