Job Description

Headquartered in Tokyo, Sumitomo Mitsui Banking Corporation (SMBC) is a leading global financial institution and a core member of Sumitomo Mitsui Financial Group (SMBC Group). Built upon our rich Japanese heritage since 1876, we put our customers first and provide seamless access to, from and within the Asia Pacific region. SMBC is one of the largest Japanese banks by assets and maintain strong credit ratings across our global integrated network. We work closely as one SMBC Group to offer personal, corporate and investment banking services to meet the needs of our customers.

With sustainability embedded within our strategy and operations, we are committed to creating a society in which today’s generation can enjoy economic prosperity and well-being, and pass it on to future generations.

1. Responsible to achieve Bank’s profitability target includingAssets/Liabilities/New Customers/Cross Sales target assigned to the team &individual.
2. Develop the relationship with existing customers by ensuringsmooth processing of clients’ existing business transactions.
3. Deepen the business with existing customers by proactivelyscouting for additional business opportunities through increasing the salesof credit (fund based/non-fund based), international trade & liabilitiesbusiness including cash flow business.
4. To facilitate business continuity and growth by timely preparationand renewal/enhancement of credit facility applications, credit monitoringetc. to meet growing needs of customers.
5. To focus on Banks’ penetration to customers by increasing crosssales of trade products including FX inflows/outflows, LC, BG, BillDiscounting, Export Finance
6. To deepen the existing business by increasing service levelefficiencies, innovative ways of transaction processing, any other methodthat simplifies/improvise customers’ or banks’ efforts for transactionprocessing or related to new banking products.
7. To scout for opportunities in the PSL and focus on increasing PSLbusiness for bank.
8. To build & develop new customers for the bank, for increasing long-term profitability of the bank.
9. Understand and maintain internal compliance requirements and upgrade regulation related knowledge in strict compliance with regulatory and internal policies.
10. Additional items related to the above designated by the DepartmentHead or Team Lead from time to time.

• Knowledge – Good negotiation Skills and decision-making abilities in ambiguous situation.
• Skills - Discipline related to timeline/deadline adherence and punctuality.
• Experience - 1. Minimum of 12+ years of relevant experience with MNC or Private sector Indian banks.
  2. Experience in credit application is must, trade related knowledge is preferred.
  
  
• Qualifications - University Postgraduate, preferred with CA, MBA or equivalent degree in commerce/business from a top tier College.