Job Description

You desire impactful work.

You’re RGA ready

RGA is a purpose-driven organization working to solve today’s challenges through innovation and collaboration. A Fortune 200 Company and listed among its World’s Most Admired Companies, we’re the only global reinsurance company to focus primarily on life- and health-related solutions. Join our multinational team of intelligent, motivated, and collaborative people, and help us make financial protection accessible to all.

Position overview

RGA Japan is looking for a key member of Underwriting and Business Solutions with life and living products underwriting experience to assist with underwriting initiatives, product development, data analytics, and associated risk controls to ensure RGA remains at the forefront of the industry whilst maintaining long term profitability and steadfast risk management practices.

The Director, Underwriting & Business Solutions, is in a highly influential position, impacting new business growth and RGA’s brand in innovative business solutions, risk management and underwriting excellence.

This role will report to the Chief Underwriter, Head of Underwriting & Business Solutions.

Responsibilities

Internal

• Work closely with Chief Underwriter, Head of Underwriting & Claims, team members in Underwriting (UW), Business Development (BD), Product Development (PD) and Pricing to identify and research new business opportunities, developing them into concrete UW Business solutions. Ensure the implementation of innovative UW Business solutions will drive profitable and sustainable growth for RGA and its clients
• Render efficient and courteous service to internal and external clients and ensure specified timelines and quality of service are maintained
• Collaborate with BD, Pricing and Medical Doctors to lead UW gap analysis for medical and non-medical areas, then develop tailored UW Business solutions for our priority clients
• Proactively work with BD, Pricing, medical doctors, and PD to provide UW input on reinsurance tender and new PD to assist with assumptions setting, pricing and development of relevant UW solutions
• Work closely with various RGA experts within local, regional, and global teams to identify, discuss and obtain approval for new underwriting business solutions

External

• Develop strong relationships with product management and underwriting
• Gather product and underwriting intelligence from direct companies and distributions
• Participate in client meetings to present new ideas, handle concerns or address queries to resolve challenges
• Visit current and prospective clients regularly and conduct effective marketing presentations on RGA’s UW Business Solutions.
• Work in client’s office to proceed with projects when required
• Present at business development or industry seminars, as required
• Lead and support the team by working on any other activities / projects within the scope of Underwriting and Business Solutions team on a need basis

Requirements

• More than 10 years of relevant experience in the life insurance or life reinsurance industry, including substantial experience in underwriting, business planning, product underwriting, data analytics or project management
• Good knowledge of insurance trend, product, UW practices, and distribution, as well as the ability to apply and communicate this knowledge to underwriters and management
• Excellent analytical and problem-solving skills
• Creative, agile, and open minded with a flair to take up challenges and deliver solutions within agreed timelines
• Demonstrated interpersonal skills and ability to build professional relationships with various stakeholders
• Excellent oral and written communication and presentation skills
• Native Japanese language skills (spoken and written) and basic to conversational English skills are required

#LI-JL2

What you can expect from RGA:

• Gain valuable knowledge from and experience with diverse, caring colleagues around the world.
• Enjoy a respectful, welcoming environment that fosters individuality and encourages pioneering thought.
• Join the bright and creative minds of RGA, and experience vast, endless career potential.

We’re excited to get to know you and connect your unique skills with our global opportunities. To create a modern and seamless experience, we use artificial intelligence (AI) in parts of our preliminary screening process. This technology helps us personalize job recommendations, automate interview scheduling, evaluate candidates based solely on experience—without considering name, gender, or other personal details—and provide real-time answers through our chatbot. AI is used only during early screening and never makes hiring decisions. Your RGA recruiter will work closely with you every step of the way to ensure the process feels personal, thoughtful, and focused on you.