Job Description

Function: The Director of Home Lending is responsible for leading and managing all aspects of the organization’s residential mortgage business. This role creates strategy, drives growth and maintains operational excellence across home lending products, inclusive of purchases, refinances, and home equity solutions. The Director ensures strong financial performance, regulatory compliance, and exceptional customer experience while developing high-performing teams.

Key Responsibilities:

Strategic Leadership

Develop and execute the overall home lending strategy aligned with organizational goals directing loan production and administration, leveraging data analytics to optimize end‑to‑end workflows, strengthen credit performance, and elevate customer experience across all channels

Identify growth opportunities within the markets served, product sets and partnerships providing oversight of financial planning, workforce strategy, and performance management, ensuring budgets, staffing models, and KPIs are aligned with long‑term business objectives and support sustainable, enterprise‑wide growth.

Monitor market trends, interest rate environments, and the competitive landscape

Manage the P&L and profitability for the home lending division

Participates in quarterly business reviews and the risk committee when necessary to provide input related to the divisions execution, credit risk, strategies such as product enhancements, pricing and staffing.

Sales Management

Leads the mortgage sales team to achieve customer growth and engagement, balance sheet growth, revenue (NII and fee income) and profitability.

Establish performance metrics, forecasts, incentive programs and pipeline management

Build and maintain relationships with real estate professionals, centers of influence and internal stakeholders

Leads the community lending team and CRA/LMI product innovation to ensure we are serving our communities, achieving our goals and are highly competitive in the marketplace

Operations and Process Improvement

Oversee loan origination, processing, closing functions, and other operational duties.

Improve efficiency, turn times, and customer satisfaction.

Implement and optimize lending technologies and digital solutions.

Risk and Compliance

Ensure compliance with lending regulations through the demonstration of a working proficiency in compliance laws and regulations, including, but not limited to Reg Z, B, X (RESPA), TRID and ECOA.

Maintain strong internal controls and risk management practices

Partner with compliance and audit teams

Team Leadership

Lead a culture of innovation and opportunity creation, identifying strategic pathways for expansion into new markets, services, and partnership models that align with long-range organizational goals

Provide coaching, training, and leadership development opportunities

Foster a culture of accountability, collaboration, and continuous improvement

Education:

Requires a four-year college degree or equivalent; with specialized training preferred (Bachelor’s Degree in business administration or a related field. Master’s degree in Business Administration preferred). Maintains an NMLS registration.

Experience:

10+ years of experience in home lending with 5+ years in a leadership role (ex. Operational, Sales, Leadership positions). Mortgage experience preferred

Physical Demands:

Requires the use of manual dexterity skills for typing up to 40% of the business day. Specific vision requirements include close vision of 18”-20” for computer work. Operates a keypad device: 50% of the day and operates office equipment 5% of the day. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

Travel: Travel is required up to 45% of the day. Will require regular travel across S&T Bank’s footprint, and at least initially, will be required to work out of the Main Office in Indiana, Pa. in order to learn about the operations side of the business and work with the EVP to develop strategies.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)

Salary Range:

$95,000.00 - $283,500.00