Job Description

Papaya Global is a rapidly growing, award-winning B2B tech unicorn with an ambitious mission to revolutionize the payroll & payments industry. With over $400M raised from multiple tier-one investors, our innovative technology provides a comprehensive solution for managing global workforces, encompassing everything from hiring and onboarding to managing and paying employees in over 160 countries.

We are looking for a Director of Credit Solutions to join our team and lead the development and execution of credit-based capabilities across our platform, with an initial focus on our Early Payment offering.

This is a unique opportunity to take ownership of a strategic domain and play a key role in expanding and scaling financial solutions within Papaya’s ecosystem.

You will work closely with Product, Finance, Operations, and external partners to enhance and scale these offerings. This role is ideal for a senior product or program leader with strong business orientation, who is excited to drive high-impact initiatives end-to-end and deliver meaningful business outcomes.

Responsibilities

• Lead the end-to-end development and scaling of Papaya’s Early Payment offering
• Define the product strategy, business model, and execution approach for credit solutions
• Work cross-functionally with Product, Finance, Legal, Operations, and Partnerships to ensure successful implementation
• Translate business needs into scalable product and operational solutions
• Drive alignment across multiple stakeholders and ensure timely execution of complex initiatives
• Partner closely with the Product team to build and manage the roadmap for credit solutions, identifying opportunities for expansion and growth
• Collaborate with internal and external partners to support product rollout and ongoing operations
• Own the ongoing operation and performance of credit solutions, including monitoring KPIs and driving continuous improvements
• Work closely with the CFO on underwriting approaches, financial considerations, and general risk assessments related to credit solutions

Why Join Papaya

• Be part of a high-growth global fintech company transforming payroll and payments
• Own and scale strategic financial capabilities with direct business impact
• Work cross-functionally with senior stakeholders across the organization
• Drive meaningful innovation in a complex, global environment

Requirements

• 8+ years of experience in product management, program management, or strategic roles in fintech, payments, or financial services
• Proven experience leading complex cross-functional initiatives from concept through execution and scaling
• Strong business mindset, with the ability to connect product decisions to commercial outcomes
• Background in fintech, payments, or B2B financial platforms – required
• Demonstrated ability to drive execution across multiple stakeholders and functions
• Excellent communication and stakeholder management skills
• Highly organized, detail-oriented, and execution-focused

Nice to have

• Experience working on credit, lending, or financial structuring products – a strong advantage
• Experience working with external partners such as financial institutions or service providers
• Familiarity with scaling products in a high-growth environment
• Experience managing complex, high-impact projects in top-tier consulting firms – an advantage