About The Role:
The Deputy MLRO / 2nd Line Advisory role is a senior compliance position within Paysend’s UK regulated entity. The role operates within the Second Line of Defence and supports the UK MLRO (SMF17) in maintaining and enhancing the financial crime framework.
The role provides independent oversight, challenge, and advisory across AML, CTF, sanctions, and financial crime risk, ensuring alignment with FCA expectations and UK regulatory requirements.
What You'll Do (Responsibilities):
Financial Crime Oversight:
Support the MLRO in maintaining the AML/CTF and sanctions framework
Provide second-line oversight of KYC, transaction monitoring, and sanctions screening
Review and challenge first-line controls and risk decisions
Support SAR decision-making and escalation processes
Advisory & Business Partnering:
Provide regulatory and financial crime advisory to business units
Support new product launches and geographic expansion risk assessments
Ensure compliance requirements are embedded into product design
Regulatory & Governance:
Support engagement with the FCA and regulatory reporting
Prepare Board and committee reporting on financial crime risks
Support compliance monitoring and assurance activities
Risk Framework & Controls:
Maintain and enhance the Financial Crime Risk Assessment
Oversee third-party and outsourcing risk from a financial crime perspective
Ensure policies and procedures remain up to date with regulatory developments
Training & Culture:
Deliver financial crime training across the business
Promote a strong compliance culture and risk awareness
What You’ll Need To Be Successful In This Role:
Extensive experience in AML/CTF and sanctions within UK FCA-regulated firms
Experience in payments, fintech, or electronic money institutions
Strong second-line advisory and oversight capability
Experience engaging with regulators (FCA)
Strong stakeholder management and communication skills
Why Join Paysend?
Make a Global Impact: Directly impact millions of users worldwide
Accelerate Your Career: Benefit from internal mobility, mentoring programs, and continuous learning opportunities
Thrive in a Connected, Global Organization: Collaborate with colleagues across our international hubs and more
Embrace a Principle-Driven & Focused Culture: Work in an organization guided by strong principles and values that actually help you achieve more than you thought possible
Enjoy Competitive Compensation and Benefits: Receive a competitive salary, benefits, and flexible work arrangements
At Paysend, we’re building a world where moving money is instant, open, and effortless. Our mission? To create the world’s largest open, instant digital payment network — eliminating friction from global finance for people and businesses in 170+ countries.
We’re not just building payment systems; we’re building connections. Our technology links major card networks and local payment rails, reaching more than 20 billion endpoints. That means money moves instantly, globally, and securely — a promise that drives us to deliver excellence in every solution we create.
We’re builders, problem-solvers, and doers who think globally, move fast and take ownership. You’ll join a team that raises the bar and thrives in a connected, principle-driven culture — empowering you to innovate with momentum and make meaningful impact.
From London to Belgrade, Dublin to Miami, we’re united by one goal: making cross-border payments simpler for everyone. Join the team driving the next evolution of global finance.
Download the Paysend app from the App Store or Google Play.
