Job Description

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Regular or Temporary:

Regular

Language Fluency: English (Required)

Work Shift:

1st shift (United States of America)

Please review the following job description:

Quantitative pricing and portfolio strategy role supporting profitable growth and optimization of a $215B Consumer & Small Business deposit portfolio. Apply advanced analytics, statistical modeling, financial modeling, and deposit price optimization techniques to evaluate pricing strategies, manage rate paid, forecast production and balances, and optimize the trade-off between deposit growth, funding cost, and profitability.

Develop analytical frameworks and pricing tests across deposit products, client segments, and distribution channels, using SAS, Excel data analysis, and advanced analytics platforms (leveraging SQL and/or Python) to translate large, complex datasets into actionable pricing and portfolio decisions. Analyze client acquisition, balance growth, competitive pricing, and rate performance while partnering across Treasury, Finance, Product, Marketing, Risk, Legal, Compliance, and distribution teams to move insights from analysis into execution.

ESSENTIAL DUTIES AND RESPONSIBILITIES

Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.

1. Deliver new account, new client, new money production, rate paid, and balance growth targets across all CSBB deposit products and channels through deep understanding of product, channel, and client segment strategies, pricing, and execution models.
2. Develop strategies and execution plans to grow share of wallet in key client segments through digital, branch, call center engagement, and work with marketing to develop a holistic client outreach strategy via direct mail, email, digital offers, and outbound calling.
3. Support incentive design, production goals, financial plan, and forecasting across all CSBB deposit products.
4. Efficiently manage deposit rate paid to achieve Bank objectives and optimize the trade-off between deposit balance growth and profitability using expertise in deposit price optimization techniques. Develop deposit preference framework to minimize effective funding costs. Develop pricing test strategies and work with product teams to evaluate new strategies and evaluate performance.
5. Actively collect and synthesize competitive information from financial statements, industry sources, subscriptions, and the media to drive business performance.
6. Prepare senior leader business reviews and provide input to strategic planning presentations.
7. Engage with various partners to communicate analytics insights related to initiative ideation, deployment, and performance.
8. Support business case development for key initiatives.
9. May partner and mentor Analysts to support the work of this function.

Qualifications

Required Qualifications

The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

1. College Degree or equivalent education and related training or experience.
2. 6+ years in Banking or Financial Services experience, including 2+ years of decision science/analytics experience with a diverse project focus and demonstrated results in a fast-paced environment.
3. Ability to solve complex issues taking into account technology, client, teammate, and financial impact.
4. Identify and escalates issues or critical information quickly.
5. Highly proficient in Microsoft Office (specifically PowerPoint and Excel) and SAS or other data/analysis platforms.
6. Strong analytical and problem-solving skills, including direct experience with statistical modeling of deposits, price optimization techniques, financial modeling, and analysis.
7. Exposure to regulatory banking standards that impact deposit products.

Preferred Qualifications

1. Master’s degree or higher in business, finance, economics, or related quantitative field.
2. Ability to form strong partnerships with key stakeholders.
3. Adaptable and willing to take on multiple projects and manage them strategically under strict timelines.
4. Demonstrated ability to lead large projects.
5. 5+ years of client analytics experience supporting business optimization, with experience influencing the work of others.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist’s generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist’s defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

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