
Who we are
Collaborative. Respectful. A place to dream and do. These are just a few words that describe what life is like at Toyota. As one of the world’s most admired brands, Toyota is growing and leading the future of mobility through innovative, high-quality solutions designed to enhance lives and delight those we serve. We’re looking for talented team members who want to Dream. Do. Grow. with us.
An important part of the Toyota family is Toyota Financial Services (TFS), the finance and insurance brand for Toyota and Lexus in North America. While TFS is a separate business entity, it is an essential part of this world-changing company- delivering on Toyota's vision to move people beyond what's possible. At TFS, you will help create best-in-class customer experience in an innovative, collaborative environment.
Toyota does not offer support or sponsorship of job applicants for employment-based visas or any other work authorization for this role now or in the future. You must have the right to work in the United States and not require Toyota support or sponsorship for immigration-related employment (e.g., H-1B, O-1, E-3, H-1B1, TN, F-1 OPT, F-1 STEM OPT, F-1 CPT, ‘job flexibility benefits’ [also known as I-140 or Adjustment of Status portability], etc.) now or in the future. You should not apply for this role if you will require Toyota to assist with immigration support or sponsorship now or in the future.
Who we’re looking for
Toyota Capital Markets Department is looking for a passionate and highly motivated Deposit and Alternative Markets Senior Analyst
The primary responsibility of this role is to lead market research and strategic initiatives within the evolving crypto and wholesale deposit landscapes. By managing complex financial programs and providing critical insights to leadership, you will play a pivotal role in shaping our treasury strategy.
Reporting to the Senior Manager – Deposit Markets, the person in this role will support the Capital Markets Department's objective to optimize liquidity, maximize funding margins, and drive innovation across the TFS ecosystem.
What you’ll be doing
In this role, you will be at the intersection of traditional finance and emerging digital markets, where your ability to translate complex data into actionable strategy will drive our success. You will own high-impact projects that balance regulatory compliance with forward-thinking market opportunities, ensuring Toyota remains at the forefront of financial efficiency.
Lead crypto innovation by driving market research and trend analysis for crypto and Stable Coin initiatives, helping educate stakeholders and senior management on developments that impact the TFS ecosystem.
Manage brokered CD programs by overseeing end-to-end issuance and settlement, using market analytics to optimize liquidity and funding margins.
Expand wholesale funding by cultivating new depositor relationships and managing existing platforms to ensure seamless onboarding and compliance with internal policies.
Drive strategic improvements by leading process improvement initiatives and project management efforts that strengthen treasury systems and operational workflows.
Collaborate across teams by partnering with Legal, Compliance, Risk, and Treasury Operations to ensure all initiatives align with corporate policies and regulatory requirements.
Provide executive insights by serving as a key advisor to senior leadership and delivering updates on market trends and project milestones during weekly Treasury and Asset-Liability Committee meetings.
What you bring
Bachelor’s degree
3+ years of financial services, banking, capital markets, and/or treasury experience or related field or industry
Subject matter expertise in alternative markets, including settlements, cryptocurrency, stablecoins, and Bitcoin
Proficient in MS Office Suite
Ability to travel up to 10% as business needs may require
Ability to effectively communicate with internal and external stakeholders and present complex information to senior management
Added bonus if you have
MBA or an advanced degree
Advanced statistics/data analytics to support informed decision-making
Bloomberg experience preferred
Client relationship Management (CRM) software
What we’ll bring
During your interview process, our team can fill you in on all the details of our industry-leading benefits and career development opportunities. A few highlights include:
A work environment built on teamwork, flexibility, and respect
Professional growth and development programs to help advance your career, as well as tuition reimbursement
Team Member Vehicle Purchase Discount
Toyota Team Member Lease Vehicle Program (if applicable)
Comprehensive health care and wellness plans for your entire family
Toyota 401(k) Savings Plan featuring a company match, as well as an annual retirement contribution from Toyota regardless of whether you contribute (if applicable)
Paid holidays and paid time off
Referral services related to prenatal services, adoption, childcare, schools, and more
Tax Advantaged Accounts (Health Savings Account, Health Care FSA, Dependent Care FSA)
Belonging at Toyota
Our success begins and ends with our people. We embrace all perspectives and value unique human experiences. Respect for all is our North Star.
Applicants for our positions are considered without regard to race, ethnicity, national origin, sex, sexual orientation, gender identity or expression, age, disability, religion, military or veteran status, or any other characteristics protected by law.
Have a question, need assistance with your application or do you require any special accommodations? Please send an email to talent.acquisition@toyota.com

At Toyota, we’re known for making some of the highest quality vehicles on the road. But there is more to our story. We believe in putting people first and creating opportunities for our team members to build careers as unique as they are. As one of the world’s most admired brands, we are leading the way to the future of mobility, so everyone can move freely, happily and comfortably. We have big dreams and believe that nothing is impossible.
Ready to Dream, Do and Grow with us?