Job Description

Job Details

Job Location Fort Collins, CO 80528 Position Type Full Time Salary Range $102,000.00 - $146,900.00 Salary Travel Percentage Negligible Job Shift Day

Why This Role Matters

We’re looking for a Data Scientist with deep AI and machine learning expertise to help shape the future of data-driven innovation in fintech. You’ll work on developing intelligent systems that power risk modeling, fraud prevention, customer insights and targeting, and payment optimization. Your models will have a direct impact on financial decisions, operational efficiency, and customer trust across our products.

What You’ll Do

• AI-Driven Insights: Develop and deploy advanced machine learning models to optimize customer targeting, payment monitoring and growth and operational efficiency opportunities.

• Predictive Modeling: Build forecasting models to improve transaction accuracy, detect anomalies, and assess financial risk.

• Data Engineering & Feature Design: Clean, transform, and model large, high-velocity financial datasets with attention to data integrity and compliance.

• AI Product Integration: Collaborate with Product to integrate AI solutions into production systems for real-time financial decisioning.

• Experimentation: Lead A/B tests and model performance evaluations to validate model effectiveness and regulatory compliance.

• Communication: Translate technical findings into actionable insights for business leaders and compliance teams.

• Research & Innovation: Stay on top of advancements in generative AI, LLMs, and financial AI applications to guide innovation strategy.

Qualifications

What You Bring

• Bachelor’s or Master’s degree in Data Science, Computer Science, Statistics, or related field.

• 3+ years of experience in a data science or AI-focused role within fintech, banking, or payments.

• Expertise in Python, machine learning frameworks (scikit-learn, TensorFlow, PyTorch), and data pipelines.

• Strong background in supervised/unsupervised learning, anomaly detection, NLP, and generative AI.

• Familiarity with financial data structures, regulatory standards (e.g., PCI-DSS, GDPR), and model governance.

• Experience with cloud platforms such as Snowflake for ML deployment.

Preferred Qualifications

• Experience in fraud analytics, risk scoring, or payment decision models.

• Understanding of MLOps and continuous model monitoring in regulated environments.

• Familiarity with financial transaction data, open banking APIs, or real-time payments systems.

• Experience developing LLM-powered assistants or AI copilots for financial operations or support.

• Strong data storytelling and visualization skills (Tableau preferred).