Numbers tell stories, and in credit risk, those stories decide how a bank understands its customers. We're looking for a Data Scientist to join our IFRS9/Modelling team and help shape the models that measure risk for over a million customers across six countries. If you enjoy the mix of modelling, engineering, and real-world impact, this could be your next chapter.
We are the IFRS9/Modelling team, and credit risk sits at the heart of how we run the bank. We build the models that quantify expected credit losses, and the in-house engine that turns them into the bank's monthly figures - covering unsecured loans, credit cards, and credit lines across Norway, Sweden, Denmark, Finland, Germany, and Spain. Right now, we're moving that engine from on-premises to Databricks on Azure, and shaping how we build in the cloud.
As a Data Scientist, you develop the credit risk models behind our customers' risk profiles and help maintain the engine that puts them into production. You'll move between modelling, engineering, and analysis, and see your work through from data to decision.
You're structured, turning recurring tasks into documented procedures you keep refining. You're at home in complex systems, tracing results back to their cause. You're accountable, curious, and self-driven, equally comfortable working solo or as part of a team, and used to juggling parallel projects within a monthly reporting cycle.
Strongly preferred: experience with credit scoring or scorecard modelling (binning, WoE, logistic regression, calibration, Gini/PSI monitoring), and banking or credit risk experience.
A plus: IFRS9 models, Databricks/Azure or other cloud platforms, CI/CD pipelines, and fluent in Norwegian, Swedish, or Danish.
You don't need to tick every box, if most of this sounds like you, we'd love to hear from you.
In addition to this, it is important to us that you recognize yourself in our values: we are wholehearted, we collaborate and we take the lead.
Have you heard of NOBAVERSE?
In our NOBAVERSE, we value openness, trust, and diversity. Here, you can influence your own development and have fun along the way to achieving our goals – all in a workplace that’s a little extra bubbly! ✨
Read more about our employee value proposition on our careers page.
Read more about how our recruitment process works in the FAQ.
We care for your privacy and, with reference to the GDPR, would like to ask you not to include any sensitive personal data in your application, for examples information about ethnic origin, political opinions, religious beliefs or information about your health.
Read more about how we handle your personal data here.
If you have any questions or concerns about the position, please contact the responsible recruiter.
We look forward to receiving your application! 🙏✨
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We are NOBA. A bank of banks. With three strong brands Nordax Bank, Bank Norwegian and Svensk Hypotekspension gathered under one roof, we have the skill and scale to enable healthier finances for more people. #nobabankgroup
With a diversified offering through three brands, Nordax Bank, Bank Norwegian and Svensk Hypotekspension and 2 million consumers, we have the size, skill, and scale to enable healthier finances for more. NOBA collects specialized, customer centric financial offerings that is sustainable for the individual, the bank and the society at large, today and tomorrow. NOBA Bank Group AB (publ) (“NOBA”) is owned by Nordic Capital Fund IX, Nordic Capital Fund VIII and Sampo. Today the NOBA group has approximately 650 employees and are active in 7 markets.
As of the first quarter of 2025, lending to the public amounted to SEK 123.9 billion and deposits to SEK 111 billion.
Read more about NOBA and our brands at www.noba.bank
