Kotak Mahindra Bank

Data Science I-HO & SUPPORT-CVM CoE - Corporate Centre of Excellence

Kotak Mahindra Bank  •  Bengaluru, IN (Onsite)  •  5 days ago
Apply
AI can make mistakes so check important info. Chat history is never stored.

Job Description

– Data Scientist I

We are seeking a highly motivated Data Scientist I with strong foundational knowledge in machine learning, modern AI techniques, and emerging Large Language Model (LLM) capabilities. The role requires hands‑on experience with model development, fine‑tuning, evaluation, and adherence to Responsible AI and regulatory guidelines (RBI/MeitY). You will collaborate with cross‑functional teams to build scalable, secure, and explainable AI systems that drive business value.


Key Responsibilities

1. Machine Learning & Statistical Modeling

  • Develop and maintain ML models including propensity models, classification, regression, and clustering.
  • Perform data cleaning, feature engineering, and exploratory data analysis.
  • Build models using Python, SQL, and leading ML frameworks (TensorFlow, PyTorch, Scikit‑learn).

2. Generative AI & LLMs

  • Work with Large Language Models (LLMs) and Small Language Models (SLMs) for enterprise use cases.
  • Apply fine‑tuning, distillation, and model optimization techniques to adapt models to business needs.
  • Create and manage synthetic data pipelines for training and evaluation.

3. AI Agents & Workflows

  • Assist in designing AI agents and agentic workflows to automate decision-making processes.
  • Contribute to building AI-driven orchestration systems across business workflows.

4. Model Evaluation & Guardrails

  • Implement LLM-as-a-Judge, evaluation frameworks, prompt tests, and model benchmarking.
  • Apply model risk assessment and mitigation strategies as per enterprise AI governance.
  • Implement security guardrails, including DLP controls and content safety filters.

5. Responsible AI & Compliance

  • Ensure all models comply with:
    • RBI – Financial Regulation for Emerging Entities (FREE) guidelines
    • MeitY AI & Data Governance Guidelines
  • Integrate Privacy Preservation, Explainable AI (XAI), and Responsible AI techniques into model workflows.

6. Engineering & MLOps

  • Participate in AIOps/MLOps processes: model deployment, monitoring, versioning, CI/CD.
  • Document experiments, track model performance, and support reproducible ML pipelines.

7. Data Engineering & Domain Collaboration

  • Work with structured, unstructured, and geospatial datasets (a plus).
  • Collaborate closely with product, engineering, analytics, and compliance teams to translate business problems into ML solutions.

Required Skills

  • Strong proficiency in Python, ML libraries (scikit‑learn, pandas, NumPy), and deep learning frameworks.
  • Knowledge of LLMs, SLMs, prompt engineering, and RAG concepts.
  • Familiarity with fine-tuning, quantization, pruning, and distillation methods.
  • Understanding of model risks, adversarial ML, and mitigation strategies
  • Experience with AI/ML security, guardrails, and DLP principles
  • Understanding of XAI tools (SHAP, LIME, Integrated Gradients).
  • Sound knowledge of Responsible AI, privacy techniques (DP, k-anonymity)
  • Basic familiarity with AIOps/MLOps, Docker, Git, MLflow, Airflow (preferred).
  • Exposure to geospatial analytics (nice to have).

Educational BackgroundJob Description – Data Scientist I

We are seeking a highly motivated Data Scientist I with strong foundational knowledge in machine learning, modern AI techniques, and emerging Large Language Model (LLM) capabilities. The role requires hands‑on experience with model development, fine‑tuning, evaluation, and adherence to Responsible AI and regulatory guidelines (RBI/MeitY). You will collaborate with cross‑functional teams to build scalable, secure, and explainable AI systems that drive business value.


Key Responsibilities

1. Machine Learning & Statistical Modeling

  • Develop and maintain ML models including propensity models, classification, regression, and clustering.
  • Perform data cleaning, feature engineering, and exploratory data analysis.
  • Build models using Python, SQL, and leading ML frameworks (TensorFlow, PyTorch, Scikit‑learn).

2. Generative AI & LLMs

  • Work with Large Language Models (LLMs) and Small Language Models (SLMs) for enterprise use cases.
  • Apply fine‑tuning, distillation, and model optimization techniques to adapt models to business needs.
  • Create and manage synthetic data pipelines for training and evaluation.

3. AI Agents & Workflows

  • Assist in designing AI agents and agentic workflows to automate decision-making processes.
  • Contribute to building AI-driven orchestration systems across business workflows.

4. Model Evaluation & Guardrails

  • Implement LLM-as-a-Judge, evaluation frameworks, prompt tests, and model benchmarking.
  • Apply model risk assessment and mitigation strategies as per enterprise AI governance.
  • Implement security guardrails, including DLP controls and content safety filters.

5. Responsible AI & Compliance

  • Ensure all models comply with:
    • RBI – Financial Regulation for Emerging Entities (FREE) guidelines
    • MeitY AI & Data Governance Guidelines
  • Integrate Privacy Preservation, Explainable AI (XAI), and Responsible AI techniques into model workflows.

6. Engineering & MLOps

  • Participate in AIOps/MLOps processes: model deployment, monitoring, versioning, CI/CD.
  • Document experiments, track model performance, and support reproducible ML pipelines.

7. Data Engineering & Domain Collaboration

  • Work with structured, unstructured, and geospatial datasets (a plus).
  • Collaborate closely with product, engineering, analytics, and compliance teams to translate business problems into ML solutions.

Required Skills

  • Strong proficiency in Python, ML libraries (scikit‑learn, pandas, NumPy), and deep learning frameworks.
  • Knowledge of LLMs, SLMs, prompt engineering, and RAG concepts.
  • Familiarity with fine-tuning, quantization, pruning, and distillation methods.
  • Understanding of model risks, adversarial ML, and mitigation strategies
  • Experience with AI/ML security, guardrails, and DLP principles
  • Understanding of XAI tools (SHAP, LIME, Integrated Gradients).
  • Sound knowledge of Responsible AI, privacy techniques (DP, k-anonymity)
  • Basic familiarity with AIOps/MLOps, Docker, Git, MLflow, Airflow (preferred).
  • Exposure to geospatial analytics (nice to have).

Educational Background

  • Bachelor’s/Master’s in Computer Science, Data Science, Mathematics, Statistics, or related fields

Experience Required

  • 1–2 years of hands-on experience in ML/AI projects, internships, research, or capstone projects.

Nice-to-Have

  • Experience with LangChain, LlamaIndex, or other agent frameworks.
  • Participation in AI/ML competitions (Kaggle, Hackathons).
  • Knowledge of BFSI domain analytics (advantage but not mandatory).
  • Bachelor’s/Master’s in Computer Science, Data Science, Mathematics, Statistics, or related fields

Experience Required

  • 1–2 years of hands-on experience in ML/AI projects, internships, research, or capstone projects.

Nice-to-Have

  • Experience with LangChain, LlamaIndex, or other agent frameworks.
  • Participation in AI/ML competitions (Kaggle, Hackathons).
  • Knowledge of BFSI domain analytics (advantage but not mandatory).
Kotak Mahindra Bank

About Kotak Mahindra Bank

About Kotak Mahindra Group:

Established in 1985, the Kotak Mahindra Group is one of India’s leading financial services conglomerates. In February 2003, Kotak Mahindra Finance Ltd. (KMFL), the Group’s flagship company, received a banking license from the Reserve Bank of India (RBI). With this, KMFL became the first non-banking finance company in India to become a bank – Kotak Mahindra Bank Limited.

The consolidated balance sheet of Kotak Mahindra Group is over 1 lakh crore and the consolidated net worth of the Group stands at 13,943 crore (approx US$ 2.6 billion) as on September 30, 2012.

The Group offers a wide range of financial services that encompass every sphere of life. From commercial banking, to stock broking, mutual funds, life insurance and investment banking, the Group caters to the diverse financial needs of individuals and the corporate sector. The Group has a wide distribution network through branches and franchisees across India, and international offices in London, New York, California, Dubai, Abu Dhabi, Bahrain, Mauritius and Singapore. For more information, please visit the company’s website at https://www.kotak.bank.in/en/home.html

Industry
Finance & Insurance
Company Size
10,000+ employees
Headquarters
Mumbai, IN
Year Founded
1985
Website
kotak.com
Social Media