As a Customer Operations Specialist, you will be at the heart of TF Bank’s customer experience, acting as the first point of contact for our Italian and Spanish customers across multiple digital and voice channels. You’ll play a critical role in delivering seamless support, resolving inquiries, and ensuring customer satisfaction in a fast-paced digital banking environment. Your work will directly impact our brand perception and customer loyalty.
Customer Interaction & Support
Handle inbound calls, emails, and chat inquiries with professionalism and empathy, providing clear and accurate information regarding credit agreements, account status, and product features.
Proactively identify customer needs and offer tailored solutions, ensuring a frictionless experience across all touchpoints.
Issue Resolution & Complaint Management
Investigate and resolve customer issues efficiently, escalating complex cases to second-line support or technical teams when necessary.
Manage complaints with assertiveness and care, ensuring compliance with internal procedures and regulatory standards.
Operational Excellence
Maintain up-to-date records of customer interactions in our CRM system, ensuring all written cases are handled within agreed SLAs.
Collaborate with cross-functional teams (e.g., Risk, Compliance, Product) to improve processes and enhance customer journeys.
Continuous Improvement & Learning
Stay informed about product updates, regulatory changes, and fintech trends to provide accurate and relevant support.
Contribute to knowledge base development and share insights to improve team performance and customer satisfaction.
Fluent in Spanish and Italian (spoken and written) – this is essential.
Proven experience in customer support, preferably within a fintech, digital bank, or financial services call center environment.
Knowledge of credit card products, consumer lending, and digital banking operations is preferable.
Strong communication skills, both verbal and written, with the ability to adapt to different customer profiles.
Proactive and curious approach to learning and process optimization.
Assertive and empathetic when handling sensitive customer cases or complaints.
Private health insurance focused on employee wellbeing.
Meal vouchers and flexible compensation plan.
An international, professional, and collaborative work environment.
Office perks such as snacks and regular company events.
Founded in Sweden in 1987, TF Avarda Bank started by offering finance solutions to customers ordering goods from mail-order catalogs. Today, we provide consumer banking services through a highly automated, proprietary IT platform designed for scalability and adaptability across products, countries, currencies, and digital banking solutions. Join us and be part of a team that combines decades of experience with cutting-edge technology to deliver seamless financial services.
We are a fast-growing digital credit and payment platform operating in 14 European countries. Through our proprietary IT infrastructure, we develop simple and flexible payment and financing solutions for millions of customers. Since our founding in 1987, we have consistently combined growth with profitability, and following the stock market listing in 2016, this development has continued with a strong focus on scalability and automation. The Company is listed on Nasdaq Stockholm.
Lending and/or deposit activities are conducted in the Nordics, the Baltics, Poland, Germany, Austria, Spain, Ireland, the Netherlands and Italy through subsidiary, branch, or cross-border banking with the support of the Swedish banking license. The business is divided into three segments: Credit Cards, Ecommerce Solutions and Consumer Lending. The target group for all services is creditworthy individuals and the loan amounts are relatively small with short repayment terms.
