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  Develop, propose, and implement customer financial policies (installment plans, interest support programs, financial incentives, etc.) to drive sales performance.
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  Collaborate with financial partners (banks, financial institutions) to design and optimize financial product packages tailored to different customer segments.
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  Monitor and evaluate the effectiveness of financial programs through KPIs; propose improvements to enhance business performance.
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  Conduct market research, analyze trends, and benchmark competitors’ financial policies to propose competitive solutions.
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  Ensure proper implementation of financial policies across the sales system in compliance with internal regulations and legal requirements.

Requirements

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  Bachelor’s degree or higher in Finance, Banking, Economics, Law, or related fields.
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  3-5 years of experience in finance, banking, fintech, or commercial policy development.
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  Strong understanding of personal financial products (installment plans, consumer lending, credit products, etc.).
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  Strong analytical skills with the ability to evaluate financial performance and data.
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  Good communication skills and ability to work effectively with cross-functional teams and external partners.
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  Logical thinking, proactive mindset, and ability to work in a fast-paced environment.