Job Description

Job Purpose

We are looking for a highly self-motivated and detail-oriented Credit Team Leader to join our Credit team. This role reports hierarchically to the Head of Credit Management, with a dotted line to the Regional Finance Director. The Credit Team Leader supports Bridgestone’s financial goals and sales efforts by maintaining healthy account receivables within the organization’s risk framework. The role involves close collaboration with supply chain, sales, and finance teams to improve processes and ensure compliance with credit policies and regulations.

Responsibilities:

• Manage credit approval and collections activities, applying policies and maintaining procedures
• Lead and develop a team of credit and collections staff, ensuring ethical and effective operations
• Monitor customer credit risk, recommend exposure limits, and manage special credit arrangements
• Negotiate collateral and security agreements
• Support collection procedures and handle escalations, including client visits
• Identify target accounts to improve payment habits and support sales through secured transactions
• Prepare and manage dashboards to monitor KPIs
• Supervise credit application approvals
• Secure procedures for executing collaterals (e.g., bank guarantees, deeds)
• Prepare monthly accounts and aging reports for finance
• Respond to customer inquiries and resolve outstanding credit issues
• Assist in developing credit policies and procedures
• Maintain credit documentation and invoice files
• Review A/R ledger and resolve aged invoices and disputes
• Perform analytical reviews and reporting within accounts receivable
• Liaise with other departments to align credit and collection activities with customer relations strategy

Qualifications & Experience Required

Education, Master, other certification:

• Bachelor’s degree in Accounting, Finance, Business, or related field

Experience:

• Minimum 5 years of supervisory or management experience
• 7 years of progressive credit experience in a sales or similar environment
• Prior experience in collections and A/R, including regulatory compliance

Technical Skills:

• SAP experience
• Strong Excel and PowerPoint skills
• Advanced financial statement analysis
• Proficiency in accounting software and MS Office Suite
• Experience with credit rating tools

Languages Skills:

• French C1
• English C1

Soft/Behavioral Skills:

• Excellent verbal and written communication skills
• Dependable and accountable
• Strong negotiation and interpersonal skills across all organizational levels
• High attention to detail and accuracy