Job Description

We are currently seeking a high calibre professional to join our team as a Credit Specialist Analyst

In this role you will:

• Support the development and delivery of the credit proposition within Private Banking, including assisting with the management of a full suite of credit products and solutions for target clients.
• Support Senior Credit Specialists in driving the growth of the Private Banking credit business by providing credit expertise to Relationship Managers and clients.
• Prepare high-quality credit submissions for internal approval and support end-to-end loan execution, including documentation coordination, conditions precedent tracking and post-approval follow-up with stakeholders.
• Conduct credit analysis and due diligence, including financial spreading, cashflow assessment, collateral evaluation, facility structuring support and sensitivity/scenario analysis.
• Support Non-Performing Assets (NPA) and watchlist management activities, including data gathering, action tracking and remediation support.

To be successful you will need:

• University degree in a relevant discipline.
• Experience in lending or other credit-related functions, ideally within Private Banking / Wealth Management.
• Sound knowledge of collateral lending and structured credit solutions for private clients, with the ability to learn product features and risk drivers quickly.
• Strong analytical skills and attention to detail, with the ability to produce clear, concise credit write-ups.
• Strong stakeholder management and communication skills; client-facing exposure is an advantage.
• Excellent written and spoken English, Mandarin and Cantonese.