Job Description

Amerisure creates exceptional value for its partners, policyholders, and employees. As a property and casualty insurance company, Amerisure’s promise to our partner agencies and policyholders begins with a comprehensive line of insurance products designed to protect businesses, as well as the health and safety of every employee. With an A.M. Best “A” (Excellent) rating, Amerisure serves mid-sized commercial enterprises focused in construction, manufacturing and healthcare. Ranked as one of the top 100 Property & Casualty companies in the United States, we proudly manage nearly $1 Billion of Direct Written Premium and maintain $1.21 billion in surplus.

We are recruiting for a Credit Risk Specialist to join our team in Farmington Hills, MI. This is a hybrid position, working 3 days in the office and 2 from home.

Financial expert in retrospective rating plans, large deductibles, wrap-up programs and captive programs. Strong customer service focus with the ability to build and maintain relationships with agency and insured senior leadership. Collaborates with stakeholders to analyze credit worthiness and proactively mitigates financial risks to the organization. Assesses credit determinations and adequacy of charges where applicable. Advise credit terms for payment of premium and risk acceptance to balance risk appetite and growth.

RESPONSIBILITIES:

• Analyze credit data and financial statements of entities to evaluate credit position of all programs and consult as requested with partner agency leadership.

• Recommend and draft Special Risk credit protection plans, payment arrangements, billing procedures and other appropriate items, as well as grant credit terms for payment of premium or risk acceptance as appropriate.

• Collaborate closely with producers and underwriters to discuss credit risk recommendations and verification of policy estimates, including participating in account and agency visits as required.

• Minimize bad debt risk and maximize accounts receivable collections through analysis of adequacy of collateral on hand

• Ensure established standards for turnaround time are met, in adherence to the service model and promoting a strong customer service focus.

• Ensure accuracy of output from team through verification and cross checking

• Review and analyze detriments to current process; participate in quality testing and review of results as needed to ensure data accuracy. Recommend coding or system process improvements.

• Maintain company standard of customer service and ensure excellent relationship persists.

REQUIREMENTS:

• Bachelor’s degree in finance, accounting or related field.

• 3 years customer service, finance or accounting experience

• Proven track record of data quality and problem solving

• Proficiency with Microsoft Office Suite.

• Demonstrated successful ability to build positive relationships and partnerships within department and across the organization.

• Strong analytical skills and attention to detail.

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Just as we are committed to creating exceptional value for our Partners For Success® agencies and policyholders, Amerisure also remains committed to being an employer of choice. We reinforce this commitment by adhering to an Employee Value Proposition that, in part, is provided through a competitive total rewards package. This package includes competitive base pay, performance-based incentive pay, comprehensive health and welfare benefits, a 401(k) savings plan with profit sharing, and generous paid time off programs. We also offer flexible work arrangements to promote work-life balance. Recognized as one of the Best and Brightest® Companies to Work For in the Nation and one of Business Insurance magazine’s Best Places to Work in Insurance, we provide a workplace that fosters excellence and professional growth. If you are looking for a collaborative and rewarding career, Amerisure is looking for you.

Amerisure Mutual Insurance Company is an Equal Employment Opportunity employer. Amerisure provides equal employment opportunities to all employees and applicants without regard to race, color, religion, sex (to include sexual orientation and gender identity), national origin, age, disability, genetic information, veteran status, or any other protected characteristic under applicable federal, state, or local laws. Amerisure complies with all applicable laws governing nondiscrimination in employment in all locations where the company operates. This policy applies to all terms and conditions of employment, including recruiting, hiring, placement, promotion, termination, layoff, recall, transfer, leaves of absence, compensation, and training. Amerisure prohibits harassment or discrimination of any kind and is committed to maintaining a workplace free from unlawful harassment or discrimination. Amerisure prohibits retaliation against anyone who reports discrimination, participates in an investigation, or opposes unlawful practices. Any improper interference with an employee’s ability to perform their job duties may result in disciplinary action, up to and including termination.