Howden is a global insurance group with employee ownership at its heart. Together, we have pushed the boundaries of insurance. We are united by a shared passion and no-limits mindset, and our strength lies in our ability to collaborate as a powerful international team comprised of 24,000 employees spanning over 56 countries.
People join Howden for many different reasons, but they stay for the same one: our culture. It’s what sets us apart, and the reason our employees have been turning down headhunters for years. Whatever your priorities – work / life balance, career progression, sustainability, volunteering – you’ll find like-minded people driving change at Howden.
Location:London
Start date:September 2026
Salary:£40,000
Closing date:Friday 5 thJune
Working structure:4 days in office
Howden CAP and CreditRisk Solutions Team
Howden CAP (Capital, Advisory and Placement)advisesbanks, large corporatefirmsand investment funds on how insurance canfacilitatetransactions such as investments,loansand acquisitions.
Within CAP, isour Credit Risk Solutions teamwhooffer a specialty insurance product for large financial institutions (large well-known global banks)Credit solutions insurance protects banks if a borrowerfails torepay a loan. By reducing this risk, banks can lend more with confidence and does no not need to hold as much capital against each loan.We work across many different loans including aviation finance, renewableloansand trade finance.
The Graduate Programme
You will be joining a vibrant and tight knit teamwho serve a diverse global client base. We are looking for soon-to-be or recent graduatesfrom STEM, Finance and Legal backgrounds andhaveakeen interest in geopolitical finance.
This programme is designed to give you early exposure to real client work, supported by structured training and hands‑on learning from experienced professionals.
Whatyou’ll be doing
Support with drafting contractual documentation for risk transfer between banks and insurers.
Assistwith taking meetingaccuratemeeting notes and updating client files.
Learn the full end-to-end transaction lifecycle, including understanding our policy framework which outlines the loan being insured.
Researching and vetting underlying borrows,reviewing contracts andlooking into theircredit profiles and financial health.
Support with managing the policy once secured, such as handling amendments.
Gainexposureearly on to client and insurers, learning how our experts advise and negotiate the best deals for our clients.
Play an active role in business origination but supporting with client proposals and presentations.
What are we looking for?
Soon-to-be or recentSTEM,Lawor Finance graduates who have an interest in geopolitical finance.
A keen eye for detail and strong analytical skills.
Strong mathematical skills and comfortable dealing with large sums of money.
Individuals with strong interpersonal skills who thrive on connecting and building relationships with others.
Strong written and verbal communication skills, and comfortable speaking with senior individuals.
Resilient and hard-working graduates whothrive on working under pressure
Curious individuals who are keen to learn quickly and apply technical concepts.
Ability to analyse data using Excel.
You must have full unrestricted right to work in the UK.
Whyshould you apply?
Opportunity to complete fully funded professional and technical qualifications relevant for your role and career pathway.
Access to discounted personal health policies as well as a range of insurance products.
25 days annual leave plus bank holidays and an extra day off for Christmas.
Competitive salary and generous pension scheme.
Excellent training and development schemes and accelerated career progression.
Cycle to work loan scheme and discount on gym memberships.
2 daysallocatedto take part in volunteering schemes.
Application process
Our application process is designed to help you show your potential, not to test what you already know!
At Howden, we are committed to developing andmaintaininga culture of equality and diversity in the workplace and welcome applications from all backgrounds.
A career that you define. At Howden, we value diversity – there is no one Howden type. Instead, we’re looking for individuals who share the same values as us:
Our successes have all come from someone brave enough to try something new
We support each other in the small everyday moments and the bigger challenges
We are determined to make a positive difference at work and beyond
We're committed to providing reasonable accommodations at Howden to ensure that our positions align well with your needs. Besides the usual adjustments such as software, IT, and office setups, we can also accommodate other changes such as flexible hours* or hybrid working*.
If you're excited by this role but have some doubts about whether it’s the right fit for you, send us your application – if your profile fits the role’s criteria, we will be in touch to assist in helping to get you set up with any reasonable adjustments you may require.
*Not all positions can accommodate changes to working hours or locations. Reach out to your Recruitment Partner if you want to know more.
Permanent
We’re Howden, the people first insurance group with employee ownership at its heart.
From launching with just three employees in 1994, we’ve grown to over 23,000 people around the globe. Together, our expertise span the full spectrum of insurance: broking, reinsurance, underwriting, risk consultancy and employee benefits.
We rise to any challenge and are determined to use insurance as a force for good.
