Established in 1912, Bank of China is one of the largest banks in the world, with over $3 trillion in assets and a footprint that spans more than 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business.
The AVP/VP will be responsible for the following:
Credit Risk Review:
Evaluate and analyze borrowers’ creditworthiness on assigned proposals and prepare in-depth analysis.
Analyze all aspects related to credit requests submitted by business units, including but not limited to facility structure, historical and projected financial performance, management, industry, market conditions, and third party reports in timely fashion.
Independently challenge and critique business units’ credit proposals and document key points accordingly.
Articulate the credit risk view with respect to the bankability of credit proposals and their conformity with Bank policies and procedures.
Provide comments/recommendations on key terms and conditions, approval conditions, policy exceptions, internal risk rating, and ongoing post-lending monitoring requirements.
Assist business units’ account officers with loan structuring, loan exposure management, and on-site due-diligence, where appropriate.
Portfolio Management:
Knowledge and Learning:
Cultivate relevant industry knowledge, particularly for assigned loan portfolio.
Deepen knowledge of banking products and regulatory requirements.
Demonstrate initiative to acquire necessary knowledge (industry, products, market conditions, policies and procedures) to perform job function.
Demonstrate progression in learning and application of concepts learned.
Actual salary is commensurate with candidate’s relevant years of experience, skillset, education and other qualifications.
USD $65,000.00 - USD $230,000.00 /Yr.
Bank of China (BOC) is one of the largest banks in the world, with more than $3 trillion in assets and a footprint that spans over 60 countries and regions. Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in corporate or personal banking or our trade services, commodities, financial institutions and global markets lines of business.
Bank of China was the first Chinese bank to establish operations in the U.S., and now, empowered by our global network and market-leading services, BOC U.S.A.’s clients can build robust partnerships and enter new markets with confidence.
BOC U.S.A. specializes in corporate lending, trade services, global markets and currencies, U.S. Dollar clearing and personal banking, by creating premium solutions for Chinese companies operating in the U.S., Fortune 500 companies, U.S. home-grown enterprises, financial institutions, and high net-worth individuals. Our expertise and global leadership in RMB settlement, clearing and trading, combined with our unparalleled insights make us the go-to bank for those looking to access the world’s second largest economy.
We are also committed to helping the U.S. communities we serve, whether in their time of need or on a regular, everyday basis. We partner with local leaders and organizations to provide financial education in innovative ways and enrich cultural ties between the U.S. and China.
To learn more about Bank of China U.S.A., visit https://www.bocusa.com.
To learn more about recruitment at Bank of China U.S.A, you can visit https://www.bocusa.com/careers.
