Job Description

The role is responsible for preparing and issuing credit risk vetting report for large and mid corporate proposals, including project finance/real estate proposals within allowed TAT to enable business and processing team to put up loan proposals for sanction.

• Thorough analysis of financial statements and credit notes put up by the business/credit team including new requests, change request and refinancing.
• Confirming the Internal Credit Risk Rating of borrower as per CRM policy of the bank.
• Preparing risk vetting reports based on the credit note and submit to the lead credit risk/ Head Credit Risk.
• Review of rating outlook of high value borrowers as per CRM policy of the bank.
• Highlighting risk elements in Proposals submitted for preliminary discussion.
• Contributing towards credit risk models fine tuning as well as improving accuracy of rating.
• Keep up to date with the company’s lending protocols.
• Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.

Experience: 7 to 10 years

Qualifications: Graduate (Any)/MBA preferred