Job Description

Job Title: Credit Risk Analyst
Location: Kortenberg, Belgium (Hybrid)

We are seeking a Risk Analyst with strong expertise in IFRS 9 credit risk management to support Expected Credit Loss (ECL) calculations, risk modelling, and regulatory compliance activities.

Key Responsibilities

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  Calculate and monitor Expected Credit Losses (ECL) and provisioning movements
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  Manage IFRS 9 staging and analyse portfolio migrations
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  Develop, validate, and monitor risk parameters (PD, LGD, EAD)
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  Ensure data quality and prepare reporting datasets
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  Analyse credit risk trends and provide insights to management
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  Prepare internal and regulatory risk reporting
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  Maintain IFRS 9 documentation and compliance standards
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  Coordinate with cross-functional teams including Finance, Collections, and Compliance

Requirements

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  Experience in credit risk analysis and IFRS 9 frameworks
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  Strong knowledge of risk modelling and provisioning methodologies
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  Expertise with SAS and financial risk analytics
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  Strong analytical and communication skills
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  Fluent in English; Dutch or French is highly valued