Job Description

Credit Risk Analyst

Wellingborough (hybrid, circa 1 day per month onsite)
Salary: £38,000 - £42,000 per annum

If you're looking to build your career in credit risk analytics, this is an opportunity to influence lending decisions, pricing strategy and portfolio performance within a growing asset finance business.

You'll work with large datasets and modern analytical tools to help shape how Arkle manages risk and supports sustainable growth. It's a hands-on role in a small, collaborative team where your work is visible, valued and able to make a real difference.

Hours of work are 9am to 5pm Monday to Friday, with the flexibility to work predominantly from home and attend our Wellingborough office approximately once per month.

What you'll do

• Develop lending strategies and decision rules
• Monitor portfolio performance and identify risk trends
• Analyse customer and broker behaviour
• Support pricing, collections and portfolio growth decisions
• Build risk reporting and management insight
• Contribute to credit risk models and scorecards

What you'll bring

• Experience in credit risk analytics
• Asset finance, motor finance or consumer credit knowledge
• Strong SQL, Excel and Power BI skills
• Experience working with large datasets
• Understanding of portfolio monitoring and risk reporting
• Exposure to credit models or scorecards would be beneficial
• Strong communication skills and a numerate degree

Who we are

Arkle Finance is an ambitious and growing asset finance lender supporting more than 5,000 individuals and businesses. We offer clear and reliable finance solutions and work closely with our introducers and clients to provide a friendly and consistent service.

We are now in year two of our five-year growth plan. With our infrastructure renewed and strong backing from the Weatherbys Banking Group, we are focused on sustainable growth and creating long-term value for our customers and our people.

Our commitment to inclusion

At the Weatherbys Banking Group, we're committed to building a diverse and inclusive workplace where everyone feels respected, supported and empowered to thrive. We believe different perspectives and lived experiences make us stronger, and we actively welcome applications from people of all backgrounds and communities.

As a proud Disability Confident Committed employer, we're dedicated to creating an environment that's accessible and inclusive for all. If you have a disability and meet the minimum criteria for the role, you'll be guaranteed an interview. If you need any adjustments during the recruitment process, please let us know. We're here to support you.