Wipro

Credit Risk

Wipro  •  Pune, IN (Onsite)  •  3 hours ago
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Job Description

Wipro Limited (NYSE: WIT, BSE: 507685, NSE: WIPRO) is a leading technology services and consulting company focused on building innovative solutions that address clients’ most complex digital transformation needs. Leveraging our holistic portfolio of capabilities in consulting, design, engineering, and operations, we help clients realize their boldest ambitions and build future-ready, sustainable businesses. With over 230,000 employees and business partners across 65 countries, we deliver on the promise of helping our customers, colleagues, and communities thrive in an ever-changing world. For additional information, visit us at www.wipro.com.

Job Description

Candidates should be able to:

  • Review financial information, including accounts, management information and forecasts, and identify key movements or areas requiring attention.
  • Complete covenant monitoring, using agreed calculations and templates to check performance against required thresholds.
  • Support annual reviews, gathering the required information, completing standard analysis and preparing the initial review for Portfolio Manager oversight.
  • Monitor customer performance, using agreed reports, triggers and portfolio information to identify potential deterioration or exceptions.
  • Monitor arrears and missed payments, recording findings and escalating cases that meet defined thresholds.
  • Review early-warning indicators, identifying changes in financial performance, risk scores, utilisation or other defined monitoring measures.
  • Collate information from different systems and reports to build a complete view of the customer and facility.
  • Maintain customer and facility records, ensuring monitoring information, valuations, covenants and supporting evidence are accurate and up to date.
  • Prepare clear credit and risk summaries, capturing key findings, exceptions and areas requiring Portfolio Manager review.
  • Maintain monitoring schedules and trackers, ensuring reviews, covenants and other recurring activities are completed within required timescales.
  • Identify missing, inconsistent or outdated information and follow up or escalate where required.
  • Maintain a clear audit trail, recording the checks completed, information reviewed and actions taken.
  • Work within defined procedures and controls, recognising when an issue requires judgement or approval rather than attempting to resolve it independently.

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Key skills we would look for

  • Good understanding of financial accounts and basic credit analysis.
  • Experience of credit, lending, portfolio monitoring or financial services administration.
  • Strong analytical and numerical skills.
  • Good attention to detail and ability to spot exceptions or inconsistencies.
  • Comfortable working with data, reports, spreadsheets, systems and trackers.
  • Able to produce clear, factual written commentary.
  • Strong organisational skills and ability to manage recurring deadlines and multiple customer reviews.
  • Good understanding of controls, escalation and audit requirements.
  • Able to follow a defined process while recognising when something needs Portfolio Manager judgement.

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Mandatory Skills: Institutional Compliance .

Experience: 5-8 Years .

Reinvent your world. We are building a modern Wipro. We are an end-to-end digital transformation partner with the boldest ambitions. To realize them, we need people inspired by reinvention. Of yourself, your career, and your skills. We want to see the constant evolution of our business and our industry. It has always been in our DNA - as the world around us changes, so do we. Join a business powered by purpose and a place that empowers you to design your own reinvention.

Wipro

About Wipro

Wipro Limited (NYSE: WIT, BSE: 507685, NSE: WIPRO) is a leading AI-powered technology services and consulting company focused on building innovative solutions that address clients’ most complex digital transformation needs. Leveraging our consulting-led approach and the Wipro Intelligence™ unified suite of AI-powered platforms, solutions and transformative offerings, we help clients realize their boldest ambitions to build intelligent and sustainable businesses. The Wipro Innovation Network – part of the Wipro Intelligence™ suite – underpins our commitment to client-centric co-innovation and co-creation by bringing together capabilities from the innovation labs and partner labs, academia, and global tech communities. With over 240,000 employees and business partners across 65 countries, we deliver on the promise of helping our customers, colleagues, and communities thrive in an ever-changing world. For additional information, visit us at www.wipro.com.

Industry
IT & Software
Company Size
10,000+ employees
Headquarters
Bangalore, IN
Year Founded
Unknown
Website
wipro.com
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