Job Description

• Supervise and manage the unit’s daily operations, ensuring efficient, accurate, and timely execution of tasks across related departments.
• Set unit objectives, monitor staff performance, allocate work, and manage leave to ensure smooth workflow.
• Review and approve credit facility and guarantee decisions for corporate and financial institution clients within delegated authorities and policies.
• Ensure accurate preparation and issuance of credit-related documents, notifications, and correspondence in line with approved formats and procedures.
• Review collateral release requests and ensure all obligations are cleared before approval, escalating recommendations when necessary.
• Ensure accuracy and compliance of all credit documentation, guarantees, and official unit communications with bank policies.
• Coordinate with the Legal Department to ensure approval of templates, authorizations, and legal undertakings.
• Oversee system data entry controls and audits for credit transactions in external branches, ensuring accuracy and policy compliance.
• Review and approve all system transactions including credit limits, financing, guarantees, repayments, transfers, and account blocks.
• Sign official documents and correspondence issued by the unit in accordance with procedures.
• Follow up on internal and external audit findings and ensure corrective actions are implemented to prevent recurrence.
• Ensure all operations comply with policies, procedures, and delegated authorities to protect the bank’s interests.
• Participate in business continuity and emergency response plans to ensure operational continuity during crises.

Requirements

• Bachelor’s degree in Finance, Business Administration, Accounting, Marketing, or a related field.
• Minimum of 8 years’ experience in credit control and execution in the banking sector, including at least 3 years in a supervisory role; preferably with experience in external branches credit operations.
• Full proficiency in English (written and spoken).
• Strong computer skills and ability to use banking systems.
• Strong communication skills (verbal and telephone) and interpersonal abilities.
• Managerial and supervisory skills.
• Strong knowledge of applicable policies, procedures, and updates governing the work.
• Ability to motivate and work in a team environment.
• Strong decision-making and problem-solving skills.