·
Analyze portfolio trends to identify at a
granular level and be able to communicate areas of risk and opportunity.

·
Take ownership of daily, weekly and monthly
credit risk reporting vital to the monitoring of the loan portfolio in a
timely, accurate manner.

·
Use analytical techniques to provide insight
into key portfolios and segment trends.

·
Take ownership of the Portfolio plan and monitor/maintain
key risk indices.

·
Present findings to risk managers to assist with
improving the credit risk strategy to ensure the business operates within its
agreed Risk Appetite and our customers are treated fairly.

·
Perform data reconciliation and validation
routines.

·
In liaison with Products team, track the Unit
Economics parameters and make recommendations accordingly.

·
Work with the data science team to review
emerging trends and recommend areas for investigation.

·
Review and maintain data forecasting models to
operate within desired expectations.

Requirements

Required:

·
University degree or equivalent standard with a high
numeric content: statistics, economics, physics, mathematics, finance, etc.

·
Excellent working knowledge of Microsoft Office
Products (Excel, PowerBI, Powerpoint, Word etc.).

·
Advanced SQL skills to extract data from databases.

·
Good communication and presentation skills with
the ability to express technical ideas to a non-technical audience.

·
A Self-starter with analytical mindset and
ambition for a successful career in Credit risk.

Desirable:

·
Minimum 3+ years practical experience in a
credit risk/monitoring or similar analytical role

·
Detailed knowledge and understanding of retail
banking products.

·
Previous experience in an analytical role within
commercial banking or financial services

·
Producing reports for use by senior management
and the board of the company.

Benefits

You’ll receive
competitive compensation and work with amazing people. You’ll work in a
beautiful environment with a flat structure and solve complex, real-world
challenges.