Job Description

Job Title

Credit Officer

Job Scope

The Credit Officer is accountable for applying the company credit and collection policies and practices while implementing internal control systems. S/He assesses the creditworthiness of existing and/or prospective clients, examines and reports financial transactions and credit history.

Main Duties and Responsibilities

• Maximize the accounts receivable performance and mitigate risks through timely collections and accurate follow-up on due amounts
• Approve the credit line for small to mid-sized customer accounts within the approved insurance limit
• Deal with customer credit issues in coordination with the sales team and other departments on a regular basis
• Ensure postdated cheques are collected and deposited on time
• Prepare and send the balance confirmation and monthly statements to clients and report on status to concerned
• Build and maintain the customer credit files with the necessary supporting documents and update them regularly
• Coordinate with the sales team on credit actions as and when necessary

Position Requirements

Education

Bachelor’s degree in Finance, Accounting or any other related field

Experience

At least 2 years of relevant experience.

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