As a Credit Manager - Education Infrastructure Loan, you will be responsible for evaluating, approving, and managing credit proposals from educational institutions seeking funding for infrastructure development.
Key Responsibilities:
• Conduct detailed financial and operational due diligence of educational institutions (schools, colleges, universities).
• Analyse loan proposals for construction, expansion, or upgrade of educational infrastructure
• Assess creditworthiness based on cash flows, enrolment trends, fee structures, accreditation, management strength, etc.
• Prepare and present credit appraisal memos to the credit committee or approving authority.
Skills:
• Strong analytical and financial modelling skills.
• Familiarity with education sector dynamics, regulations, and cash flow models.
• Proficiency in Microsoft Excel, credit analysis software
Tata Capital Limited is a subsidiary of Tata Sons Limited. The Company is registered with the Reserve Bank of India as a Core Investment Company and offers through itself and its subsidiaries fund and fee-based financial services to its customers, under the Tata Capital brand.
As a trusted and customer-centric, one-stop financial services provider, Tata Capital caters to the diverse needs of retail, corporate and institutional customers, across various areas of business namely the Commercial Finance, Infrastructure Finance, Cleantech Finance, Wealth Management, Consumer Loans and distribution and marketing of Tata Cards. Tata Capital has over 500+ branches spanning all critical markets in India.
