Job Description

Key Responsibilities:

• To perform evaluation and credit decisions in respect of loan applications received from branches in line with the Bank’s Credit Policy and Guidelines.
• To ensure all decisions made by credit officers/supervisors are in line with the Bank’s Credit Policy and Guidelines/Business Rules.
• To supervise and monitor team officers’ performance and achievements. To provide coaching, guidance and motivation to staffs as and when required.
• To manage officer’s leave effectively, to ensure adequate staffing at any time to avoid operational processing issues.
• To improvise and enhance the existing credit processes and work flow toward bank’s direction.
• To resolve daily issues faced by Secured Credit Management in an effective manner.
• To improve efficiency and effectiveness of Secured Credit continuously in providing services to branches / RED team in order to meet the standards imposed by the Bank.
• To undertake ad hoc task and project as and when assign by superior.
• To review exceptional cases as and when required.
• Other duties and responsibilities as and when requested by superior.

Qualifications / Professional qualifications:

• Recognized Degree/ Master in Economics, Finance, Business Administration, Accounting or banking related disciplines.
• Preferably with CCP IBBM / CCE AICB qualification